WERE YOU AT FAULT IN AN ACCIDENT? ALWAYS SPEAK WITH AN ATTORNEY TO PROVE YOUR INNOCENCE A car accident can happen incredibly fast. Amidst the collision and panic, it can be difficult to process what exactly led to the incident and whether or not you had a hand in causing it. Even if you were fumbling with the radio or your attention was diverted, you may not be “at fault,” at least in legal terms. So, before you tell a police officer or insurance adjuster you were responsible, first learn what it means to be at fault and the cost that can have in North Carolina. WHAT IS CONTRIBUTORY NEGLIGENCE? North Carolina follows contributory negligence rules, meaning that even if you are just 1% responsible for a car accident, you cannot receive compensation. Because of this, you should never assume liability for an accident. Suppose you tell the police officer handling the accident or an insurance adjuster assessing your claim that you feel even somewhat at fault. In that case, you can lose out on compensation for medical expenses, lost wages, repair costs, and more. HOW IS FAULT DETERMINED FOR A CAR ACCIDENT? When an insurance adjuster is evaluating your claim and investigating the accident, they will turn to multiple reports and evidence to conclude who is at fault. Some of these forms of evidence can include:
SUDOKU
Solution on Page 4
TASTY APPLE PIE
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Police report
Witness statements
Just like Grandma made!
Photos or videos of the accident and damage to vehicles
Medical records
INGREDIENTS •
Information from the scene, such as tire marks and other indicators of sudden stops or speeding.
2 9-inch unbaked pie crusts
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6 cups thinly sliced peeled apples
WHEN SHOULD YOU CALL AN ATTORNEY? Ultimately, an insurance company is a business that doesn’t want to lose money. So, they will try their best to find you at least partially responsible for an accident to avoid paying you compensation. If you experience an accident and an insurance company denies your claim because they insist you’re at fault, you can fight back. The Harman Law team isn’t afraid to oppose a rejected claim. If you or someone you know has recently been denied a claim despite being guilt- free in an accident, call (704) 237-6613 to learn more about how we can help you prove your innocence and get the compensation you deserve.
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1 tsp cinnamon
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2 tbsp all-purpose flour
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3/4 cup granulated sugar
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2 tbsp butter
DIRECTIONS 1.
Preheat oven to 425 F.
2. Place 1 pie crust in a 9-inch pie plate.
3. In a large bowl, combine apples, cinnamon, sugar, and flour.
4. Spoon mixture into pastry-lined pie plate and dot with butter.
5. Cut remaining crust into 1/2-inch-wide strips, then arrange strips in a lattice design over top of pie.
6.
Trim, seal, and flute edges.
7. Bake for 35 minutes or until crust is golden brown and filling is bubbly.
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