Surf City Lawyers - March 2019

OneWay to Make Yourself Recession-Proof

LET US DIG YOU OUT OF STUDENT LOAN DEBT

We’ve already established that another recession is inevitable, but an infallible way to make yourself recession-proof is to get your student loan debt under control. If you feel like you’re drowning in monthly payments, you are not alone. With the national student loan tally measuring approximately $1.5 trillion in the U.S. — more than double what it was a decade ago — millions of young adults across the country are struggling to navigate the stress associated with their huge bills. But while student loan debt numbers have reached terrifying heights in recent years, Americans are only beginning to understand how this debt actually affects their lives. New research shows that student loan debt may be keeping people from

what some consider two major life milestones: getting married and buying a home.

At Surf City Lawyers, we can’t emphasize this enough: You don’t have to let this debt govern your life! Christine has now discharged over $1.3 million in student loans for struggling graduates. In a recent student bankruptcy case, she took the client’s bill of $250,000 and got it settled for $10,000 at 1 percent interest! Settled cases like this one have become the norm as Christine continues to make great headway in this particular arena. If you’re a former college student, you know the sweat, blood, and tears that went into working toward or receiving your degree. We don’t think you should be penalized for that hard work. Don’t let student loan debt keep you from living the life you dream of. Give us a call at 714-533-9210 for a case evaluation.

According to the National Longitudinal Study of Youth, 70 percent of Americans were married homeowners by their mid-30s in 1979. By the 21st century, the percentage of marital unions were sliced in half; however, the numbers had doubled for cohabitation before marriage. The findings are clear: The numbers of those who are living together before marriage are increasing while marriage rates are going down or are at least being delayed. In short, the insurmountable stress of student loans often encourages young couples to move in together for one simple reason: their need for lower rent costs.

S U D O K U

EVERYTHING POPCORN Inspired by Food & Wine magazine

Everything is the best bagel flavor. This is not a matter of debate. Sprinkle the seasoning on popcorn for a delicious snack that will have people asking, “What does this remind me of?”

INGREDIENTS

• • • •

3/4 cup popcorn kernels 2 tablespoons flaky sea salt 1 teaspoon black sesame seeds 2 teaspoons white sesame seeds

• • • •

2 teaspoons granulated garlic 2 teaspoons granulated onion

1/3 cup canola oil

4 tablespoons unsalted butter, melted

DIRECTIONS

1. In a small skillet over medium heat, toast sesame seeds. Shake skillet often and cook until white seeds are golden and fragrant, about 2 minutes. Transfer to a small bowl and add garlic, onion, and salt. 2. In a large saucepan, combine popcorn kernels and oil. Cook over medium-high heat, covered, until popcorn kernels start to pop. Once popping, continue cooking and shaking the pan intermittently until popping ceases, about 3–5 minutes. 3. Transfer popcorn to a large mixing bowl. Pour in butter and toss to coat. Finally, add seasoning, toss again, and serve. 3 714-533-9210

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