then you can use the money you would have put toward your mortgage into your retirement fund for all the fun vacations to come. No More Mortgage If you live in a big home in a nice neighborhood because you wanted to raise your kids in that kind of environment, then you’re probably paying a pretty hefty mortgage. If the kids are all gone, however, there’s no need to keep the house or the payment. Downsize and ditch the huge mortgage for a smaller home that you own outright, and you could potentially save thousands of dollars. A Community of People Like You That nice, safe neighborhood that’s close to good schools might be the ideal place to buy a home for a young Here are three of the best power tools you can use to turn your home project dreams into reality. Makita DT01W 12V Max Lithium- Ion Cordless Impact Driver Drill Previous drill models were built out of hard plastic and steel, which made them heavy, hard to maneuver, and difficult to grip. However, Makita drills are designed with soft grip handles, making them easier to use if you have arthritis or other joint conditions. In addition, they weigh only 2 pounds, so they’re safe and easy to handle in the tightest of spaces. That said, don’t let the size fool you: This drill can deliver 800 pounds of maximum torque, making it an ideal drill for your heavy-duty projects. Dremel 7300-N/5 4.8V MiniMite Cordless Rotary Tool Getting the amount of precision needed for smaller projects like
engraving, polishing, and finish work with older rotary tools is near impossible. Fortunately, this handy power tool is perfect for polishing, cutting small-scale copper piping, engraving, or even spot-grinding a nasty weld. It also weighs only 1.1 pounds, so it’s perfect for intricate engravings or polishing your favorite set of wheels. BLACK+DECKER 20V MAX 5-1/2-Inch Circular Saw For bigger DIY projects, it might not be realistic for you to work with the heavy, corded, and bulky saws that you used to use. When it comes to home renovations or those bigger DIY projects, there is nothing better than this BLACK+DECKER saw. With a tool-free depth of cut and easy-to-use bevel, it’s so much easier to get the type of cut you need. At 6.1 pounds, it’s painless to manage and less risky when you need to stretch to get a longer cut.
As you age, it can be harder to tackle the home projects you once did without a second thought. That said, just because they appear harder doesn’t mean they’re impossible to do. And, luckily, with age comes experience; you know how to get a job done faster and more efficiently than any 20-year-old would — you just need the tools to do it right.
More Opportunities With Less The Perks of Downsizing Your Home After the Kids Move Out
Big homes are meant for creating memories with your children and family. After all the kids move out to start their own families though, that big house suddenly feels a lot more empty. Unsurprisingly, many adults aged 50 and older opt to downsize their homes after their kids leave the nest. And while it might be hard to leave a house full of memories behind, there are some definite perks to downsizing sooner rather than later. More Money for the Retirement Fund Travelling the world and pursuing your passions are harder to pay for when you’re living on a fixed income from a retirement account and when you’re paying a mortgage or property taxes on a large home. If you downsize around 10 years before retirement,
family, but it might no longer suit the needs of a couple of empty nesters. If you want more opportunities to be in community with people your age, it’s worth it to downsize to a home near neighbors at a similar stage in life. It’s never too late to want to develop new connections! Moving costs and minor home repairs may mean paying a lot upfront to downsize. However, over the course of your golden years, the opportunities you’ll have to travel, learn, and spend time with your loved ones will be worth it.
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