Now that we’re in the heart of the sunny season, it is the perfect time to take the spirit of spring-cleaning that kicked off a few weeks ago and apply it to refreshing and reorganizing how you want your affairs handled if you become seriously ill or reach the end of your life. We’re sorry to add a dark cloud to a bright day. We understand that end-of-life planning is an uncomfortable topic for many, but it is essential to discuss. Far too often, an individual’s loved ones are left scrambling to connect legal and logistical dots — from life insurance policies and bank information to wills, trusts, and medical directives — after they’ve passed away unexpectedly or become incapacitated. The inaccessibility or complete absence of documentation specifying your wishes adds unnecessary strain to an already sad situation. Here are two tips to help you make a solid end-of-life plan and relieve your loved ones of undue stress when the time comes. TIMING — AND TALKING — ARE EVERYTHING. First and foremost, you should consider and devise your end- of-life plan when you are still in good health and of sound mind — and never wait until a crisis occurs to pursue your options. If you have already completed this crucial step, you must ensure anyone designated to a specific role in carrying out your wishes is aware of their responsibilities, capable of fulfilling them, and knows where and how to find everything they need. Additionally, stay on top of any life changes that may necessitate revisions to your end-of-life documentation, including property sales, births, divorces, and relocations. DILIGENCE AND DOCUMENTATION MATTER. Whether you’re new to end-of-life planning or have already determined your desires, understanding the purposes behind typical documentation is key. Have you created a power of attorney document to allow someone to make decisions on your behalf if you are physically or mentally unable to do so? Have you stated advance health care directives to ensure someone can fulfill your medical wishes if you’re incapable of expressing them? Again, these questions must be answered sooner rather than later — consult with an attorney specializing in estate planning and any other aspect of end-of-life decisions before fate makes these decisions for you. END-OF-LIFE ESSENTIALS Tips for Laying Out Lasting Plans
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