Virginia Credit Union
VACU Insurance Services
Virginia Credit Union is a financial cooperative with more than 300,000 members. VACU provides affordable banking services, loans, mortgages and free financial education resources to help people be more confident with their finances. Joyner Fine Properties partners with VACU, our parent company, to provide members with a Welcome Home Discount. When you use one of our REALTORS®, get a Virginia Credit Union home loan, and use Virginia Statewide Title Services for your Title Insurance and you could be eligible for the Welcome Home Discount.
VACU Insurance Services offers a complete line of insurance solutions including Homeowners/Condo, Automobile, Renters, Motorcycle, Boat, RV, Flood, Wedding, Pet, Business and Umbrella liability coverage. As an independent agency representing several different carriers, VACU Insurance Services is able to shop for you to find the right insurance policies that meet your needs.
Welcome Home Discount
Loan Amount $100,000 $200,000 $300,000 $400,000 $500,000 $600,000 $700,000
Discount $600 $1,200 $1,800 $2,400 $3,000 $3,600 $4,200
Virginia Statewide Title Services
Virginia Statewide Title Services, LLC is an affiliated business of Virginia Credit Union and Bon Air Title and was created to help Virginia Credit Union members purchase with title insurance needs. VSTS offers affordable, one-time premiums to protect against defects in the property title.
Realty services are offered through Joyner Fine Properties, LLC, an affiliate of Virginia Credit Union (VACU). VACU may receive a financial or other benefit because VACU, through Virginia Credit Union Financial Services, LLC has an ownership interest in Joyner Fine Properties, LLC. For VA residents only. Business conducted with Joyner Fine Properties, LLC is separate and distinct from any business with VACU. While Virginia Credit Union members are free to select their own real estate brokerage and title insurance company in connection with their mortgage transaction, we offer our members a voluntary program that includes a discount at settlement equal to a 0.60% of the loan amount up to a maximum of $12,000, not to exceed the lender closing costs. Specifically to qualify for the discount, they must be a Virginia Credit Union member and close their mortgage through Virginia Credit Union, use Virginia Statewide Title Services for title insurance and use an agent from Virginia CU Realty LLC, Virginia Select Realty or Joyner Fine Properties LLC as their buyer’s agent. Discount void where prohibited. Certain restrictions apply. Not available in all areas.
11
12
Made with FlippingBook Ebook Creator