BENEFIT INFORMATION
Benefit
Who pays the cost?
AAPL pays 100% of the employee cost and 50% of the dependent cost for the Base HMO medical plan. You are responsible for the remaining dependent cost. You may also choose to enroll in the PPO medical plan for an additional cost. AAPL pays 100% of the employee only dental cost. You may enroll your eligible dependents for an additional cost, which you will be responsible for. AAPL pays 100% of the employee only vision cost. You may enroll your eligible dependents for an additional cost, which you will be responsible for.
Medical Insurance
YOUR BENEFITS
Dental Insurance
AAPL offers a variety of benefits allowing you the opportunity to customize a benefits package that meets your personal needs. In the following pages, you’ll learn more about the benefits offered. You’ll also see how choosing the right combination of benefits can help protect you and your family’s health and finances – and your family’s future.
Vision Insurance
Basic Life Insurance
AAPL pays 100% of the cost for Basic Life coverage.
AAPL offers you the option to purchase additional life insurance for yourself, your spouse, and/or your child(ren). You are responsible for the cost of coverage for yourself and your dependents.
Voluntary Life Insurance
Short and Long Term Disability Insurance
AAPL pays 100% of the cost for disability coverage.
ELIGIBILITY
All Regular full-time employees are eligible to join the AAPL Benefits Plan on the 1st of the month following 60 days from your date of hire. “Regular Full-Time Employees” must be regularly scheduled and working at least 25 hours per week.
You may also enroll your dependents in the Benefits Plan when you enroll.
Eligible dependents include:
Your legal spouse
•
• Your married or unmarried natural children, step-
children living with you, legally adopted children and any other children for whom you have legal guardianship, who are:
WHEN CAN YOU ENROLL?
You can sign up for Benefits at any of the following times:
► Under 26 years of age;
► A dependent who is older than 26 years of age, but less than 30 years of age may be eligible for medical benefits. To be eligible, a Dependent must: • Be unmarried and not have dependents of his or her own; AND
• After completing your initial eligibility period; • During the annual open enrollment period; • Within 30 days of a qualified family-status change. If you do not enroll at one of the above times, you may enroll during the next annual open enrollment period.
Be a resident of Florida or a student; AND
•
Not have coverage of their own, or covered under any other plan, including Medicare
•
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