diverse range of options, the best terms, and top-notch service throughout your investment journey. At Constructive Capital, we believe in a better way to invest in real estate—a more valuable and less intrusive approach that offers an effortless process, competitive pric - ing, and comprehensive programs. We come to work every day driven by our desire to build strong, long-lasting relationships with our clients and help them achieve their financial goals. We maintain our focus on fix-and-flip and rental capital solutions because we genu - inely care about the success of our clients and their individual deals, setting us apart from the rest. Our unwavering commitment to speed, flexibility, price, and reliability ensures that your investors can move at a faster and more consis - tent pace than their competition. The name Constructive Capital stems from the Latin word con - structus, meaning “put together the parts in their proper place and order.” This encapsulates our approach to helping you thrive—by organizing all the elements that make up a successful funding deal in the most efficient manner. •
brokers ensure your project is financed effectively. Moreover, a reputable broker continues to support you beyond the initial funding, ensuring your current borrowing needs are met and you have ongoing access to the financ - ing necessary for your investments. In the realm of lending, costs are eventually passed on to the borrower or customer. After years of evaluating both borrower-direct and broker-driven models, it has become evident that the latter yields the most favorable results for all parties involved: the investor, the lender, and the sales channel. This approach maximizes the likelihood of achieving each
party’s goals while enhancing loan performance and project success. When you find a mortgage broker you trust, you open the door to a wide range of options, favorable terms, and exceptional service for your residential investment financing needs. If you’re searching for a broker in your area or one with specific expertise, visit constructiveloans.com and let Constructive Capital connect you with one of our reputable partners. Constructive Capital recognizes the crucial role mortgage brokers play in the success of real estate investors and is dedicated to providing a seamless experience, ensuring you have access to a
Ben Fertig is the founder and president of Constructive Capital, the leading national capital provider for DSCR Rental Loans and Residential Transitional Loans (RTL
or fix-and-flip loans). Before launching Constructive, Fertig led credit and asset management at Finance of America Commercial and served as chief operator officer of Jordan Capital Finance, where he managed originations, credit policy, and capital markets. Fertig was instrumental in the sale of the Jordan Capital Finance platform to Blackstone and Finance of America in 2017. He began his mortgage banking career more than 25 years ago and has served in a senior leadership role in the residential investor loan market since 2012.
16 :: INVESTOR REVIEW :: JUL-AUG 2023
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