Our client Jim (not his real name), a 58-year-old family man and sole breadwinner, had been a heavy equipment operator for his whole career. But, after a heart attack, his heart disease and lack of cardio capacity caused shortness of breath, dizziness, and complete numbness in his hands. The disability insurance company agreed that Jim’s heart disease disabled him from being a Heavy Equipment Operator and paid him disability benefits of 60% of his $78,000 annual salary for 24 months. But, after paying for 24 months, they terminated Jim’s benefits. They claimed that, while he remained disabled from the required duties of a Heavy Equipment Operator, he could perform the duties of other sedentary desk jobs. The insurer based its termination of benefits on an extremely shallow vocational expert’s report that didn’t properly analyze all the duties of these desk jobs, each of which required computer skills that Jim clearly lacked. The insurer’s vocational expert never interviewed or even met with Jim. HOW WE PROVED TH The Story of Jim’s Battle Again
R ? Kupata’s
We often think dogs live the good life, as they seem to do nothing but play, eat, and sleep. Yet, some dogs are busy at work, some without being asked to do so! Take Kupata, the stray dog in Georgia, for example. This street-roaming pup takes it upon himself to guard a crosswalk all day, every day. In the town of Batumi, this stray stays by a single crosswalk and forces traffic to stop to allow pedestrians to cross the street. He’s especially protective of children! If Kupata sees a car isn’t slowing down, he’ll bark at the driver as they drive away and run to protect the person crossing the street. One local even shared that Kupata will cross the road with children and stay at the park to protect the youngsters. Road to Fame THE STRAY DOG WHO CAPTURED THE WORLD’S HEART
Does your office turn away calls about “long-term disability insurance” claim denials because you don’t handle administrative appeals or “ERISA litigation” in federal court? We want to hear from you! We happily share fees on referred ERISA long- term disability, life insurance, and accidental death insurance denial cases. Send us an email at BriefRecess@jpricemcnamara.com or call (225) 201-8311 to start the referral process! ERISA is all we do! In long-term disability policies, the definition of “disability” can vary from policy to policy. This definition drives what the claimant must prove to be considered disabled under the policy. Most policies have variations of two definitions for disability. Typically, for the first 24 months, a claimant only has to be unable to perform their “own occupation.” The definition of “own occupation” is found in the policy. WE VALUE YOUR REFERRALS!
Kupata, which in English means “sausage,” has become a staple in the community due to his hard work, and locals all pitch in to care for and feed the stray dog. His consistently round belly shows just how loved he is. You’ll even see a massive painting of the beloved animal on a nearby building. Now, after tireless days of guarding his street, Kupata has his own doghouse provided by the city with an accompanying star on
the road with his name on it. Kupata’s dedication made him go viral on social media, and now travelers from all over the world come to see Kupata. Don’t distract him, though. He’s busy at work! Sadly, even though Kupata remains cherished by his community, thousands of stray dogs in the country need shelter, food, and companionship. According to activists, around 500,000 stray dogs and cats roam the streets of Georgia. While stray animals may get a bad reputation for being dangerous or unfriendly, Kupata proves that even these furry friends deserve love and recognition.
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