(Salaried) 2019 McKibbon Benefit Guide

BENEFIT INFORMATION

Benefit

Who pays the cost?

McKibbon Hospitality pays for a portion towards the employee and dependent cost for medical coverage.

YOUR BENEFITS PLAN

Medical

McKibbon Hospitality offers a variety of benefits allowing you the opportunity to customize a benefits package that meets your personal needs. In the following pages, you’ll learn more about the benefits offered. You’ll also see how choosing the right combination of benefits can help protect you and your family’s health and finances – and your family’s future.

McKibbon Hospitality offers dental coverage on a voluntary basis.

Dental

McKibbon Hospitality offers vision coverage on a voluntary basis.

Vision

Life

McKibbon Hospitality offers life coverage on a voluntary basis.

McKibbon Hospitality offers short term disability coverage on a voluntary basis.

Short TermDisability

McKibbon Hospitality pays 100% of the cost for long term disability coverage.

Long TermDisability

Accident

McKibbon Hospitality offers accident coverage on a voluntary basis.

PRE-TAX BENEFITS

CHOOSING YOUR BENEFITS

The premium for elected coverages is taken from your paycheck automatically. There are two ways that the money can be taken out, pre-tax or post –tax.

WHY DO I PAY FOR BENEFITS WITH PRE-TAX MONEY?

There is a definite advantage to paying for some benefits with pre-tax money. Taking the money out before your taxes are calculated lowers the amount of your pay that is taxable. Therefore, you pay less in taxes.

WHICH BENEFIT PREMIUMS ARE TAKEN BEFORE TAX?

PRE tax –

Medical, Dental, and Vision

POST tax –

$

$

Life, Disability, and Accident

$

2

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