Bott & Associates, Ltd. - Q3 2025

UPCOMING EVENTS Please call us at 847-818-9084 for more information on our events. ‘8 Critical Mistakes’ Client Seminar

You’re Invited! Join us for Ice Cream Day — a sweet way for us to say thank you! Stop by for a delicious treat (or two!) and let’s celebrate YOU! Thursday, July 24, 2–5 p.m. 3701 Algonquin Rd. Suite 1070 Rolling Meadows, IL 60008

We invite you to join our free workshop, “8 Critical Mistakes: How Clients Destroy Their Estate Plans and What You Can Do About It,” where we will discuss important pitfalls we see in many clients’ estate plans.

Wednesday, July 16, 6–7 p.m. First Floor Conference Room 3701 Algonquin Rd. Rolling Meadows, IL 60008 Refreshments will be served.

Free Estate Planning Seminars We invite you to attend one of our free upcoming seminars so you can take the first step toward having peace of mind by creating or updating your estate plan. Attorney Maritess Bott will highlight some of the concerns that many families face and how estate planning can help. Wednesday, Aug. 20, and Thursday, Aug. 21, 6 p.m. First Floor Conference Room 3701 Algonquin Rd. Rolling Meadows, IL 60008

CHOCOLATE-COVERED BANANA BROWNIES

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Of all the scenarios I’ve encountered throughout my career, this next one shocked me more than most. A gentleman had a retirement plan through his employer that had gathered funds for decades before his death. When his heir tried to get the money, their request was denied. It turns out the plan specified the employer as the beneficiary “as trustee of this plan.” Can you imagine putting money into your plan only for your employer to get it all? Although a settlement was eventually reached, this ordeal is a cautionary tale of why you must review your documentation and never assume a third party has your best interests in mind. The bottom line? Consider your estate plan as a living document subject to change, and contact us ASAP if you need to brush up on its current provisions or make revisions. Your legacy and your loved ones’ security are too valuable to let slip your mind until it’s too late.

INGREDIENTS Banana Brownies • 1/2 cup unsalted butter, melted • 1/3 cup light brown sugar • 1/2 cup sugar

DIRECTIONS 1. Preheat oven to 350 F. Grease an 8x8- inch pan with cooking spray. 2. In a bowl, whisk together melted butter, brown sugar, sugar, and salt. Add egg and vanilla and whisk. Add mashed banana and whisk, then whisk in flour. 3. Pour the batter into the prepared pan and bake for 25 minutes, or until the center has set. 4. Place chopped chocolate in a heatproof bowl. 5. Bring heavy cream to a boil, pour over chocolate, let it sit for 1–2 minutes, then stir until chocolate is completely melted. Stir in peanut butter until smooth. 6. Slice bananas and arrange over cooled brownies. 7. Pour chocolate mixture over bananas and place in the fridge for 15 minutes before serving.

• 1/4 tsp salt • 1 large egg

• 1 1/2 tsp vanilla • 1/2 cup mashed banana • 1 cup flour Chocolate Topping • 12 oz semi-sweet baking chocolate, chopped • 1 cup heavy cream • 3/4 cup creamy peanut butter • 3–4 large bananas

Inspired by OMGChocolateDesserts.com

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