Money Doesn’t Grow on Trees 2 CASH-SAVING STRATEGIES THAT MAKE ‘CENTS’
Cash Stuffing If you want to save money for various purposes, cash stuffing may be your best option. It allows you to outline how much money to save for monthly expenses, vacations, loans, emergencies, coffee, going out, restaurants, Christmas, and anything you can think of. All you need are envelopes, a pen, and cash! First, label every envelope for each category you want to save for. Then, start placing cash in each of the allotted envelopes. How much money you put into each category and how often you do it is up to you. So, how does this method work in practice? Let’s say one of your envelopes is for eating out. You would use the money in only that envelope to eat at a restaurant or fast-food place. It helps you avoid overspending and gets you to think critically about the purchases you want to make.
The 100-Envelope Challenge This strategy is straightforward — all you need are 100 envelopes. Label them 1–100, and place them inside a container. Then, for 100 days, randomly pick one envelope from the container each day. Whatever number you get is how much money you put in the envelope. For example, if you select the number 10, you will put $10 inside the envelope.
Many of us have a goal to save more money. However, that’s easier said than done! You can try dozens of strategies, but it can be overwhelming to narrow your options. How do you know where to start? What methods are the most effective? Here are two money- saving strategies you can try as you pursue your financial goals.
In just over three months, you will have saved $5,000! Well, $5,050 to be exact.
Your saving strategy depends on your financial goals, how long you want to save, and what you’re saving for. Because everyone’s situation is different, it’s best to connect with a financial advisor to assist you as you reach your goals. Please allow Capital Advisory Group to help you! We have insight into methods that will benefit you and your unique circumstances. Please give us a call today to get started!
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SEAFOOD PASTA SALAD
Ingredients
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• 4 cups fusilli noodles • 2 cups crab meat or shrimp • 2 cups shredded cheddar cheese • 2 cups ranch dressing • 1 cup frozen peas, thawed
• 1/2 cup chopped green peppers • 1/2 cup chopped red peppers • 1/2 cup diced onions • 1/2 cup shredded carrots • 2 cups halved cherry tomatoes • 1/2 cup of Parmesan cheese (optional)
Directions
1. In a large pot, bring the fusilli noodles to a boil and cook until al dente, then drain. 2. In a large bowl, combine noodles, crab or shrimp, cheddar cheese, ranch dressing, peas, green and red peppers, onions, and carrots, then mix together gently. 3. Refrigerate the pasta salad for 3–4 hours. If salad is dry upon removing from refrigerator, add more ranch dressing. 4. Once you’re ready to eat, top salad with tomatoes and Parmesan cheese if desired.
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