Who are we? Why are we here ?
The Proactive Fire Solutions Team All members highly trained in Wildland Interface Fire Control and Fire Protection especially WUIC Fire Prevention Specialized background training and expertise in Wildland: • Fire Behavior & Prevention
• Evacuation planning • Mitigation of fire risk • Fuel reduction and modification • Fire resistive landscaping • Program management for long term fire safety • WUIC Grant Writing
The Proactive Fire Solutions Team Team’s Positions: • Assistant Chief of Operations Team’s Experience:
• Orange County Fire Authority • FEMA • Central Fire Protection District
• Division Chief • Battalion Chief • Fire Captain • Paramedic
• CA State Marshal • US Forest Service • CA Fire Chiefs Association • American Red Cross • NOAA • National Interagency Fire Center • Maui County Fire Dept • Cities of Vista, Ontario, Corona, National City, Hesperia & Santa Barbara
• Fire Inspector • Fire Marshal • Sr. Fire Prevention Specialist and Analyst • Rescue Pilot • ALL FIREFIGHTERS
LA FIRES 2024-2025 Malibu, Palisades, SoCal Regions
• Jan. 2025 LA Fire Storm • Conflagration; lasting 3 weeks • Key factors to the destruction of over 13,000 homes/ businesses • 30 plus lives lost & over 250,000 citizens were evacuated • Entire neighborhoods and communities destroyed • Statewide growing problem • Regional growing issue, nationwide, and getting worse
2025 Post LA Region Conflagrations
• Early in 2025, partly due to the severe fire storms and large loss fires statewide, the Fire Hazard Severity Zones were revised • Zones expanded to encompassed fire rate of spread, historical and environmental / climatic factors • Hazard Severity Zones ratings formed in April 2025: • Moderate • High • Extremely high
Went from seasonal to year-round fire events
Dry conditions / no measurable precipitation
Structures built in early 1900s with limited access, egress
Contributing Factors
Communities that have not seen such fire conditions
Environmental Factors
Santa Ana winds 45-80 + mph
Water systems not designed to sustain water services for such conflagrations
HOA regulations and interface requirements are increased 3 yr period to comply to new standards
New HOA Codes Jan 1, 2026
New construction/renovation requires fire-resistant materials: • Metal roofing • Stucco exteriors • Ember-resistant vents • Tempered glass windows
Compliant and functioning fire protection systems • Regularly inspected and maintained • Fire alarms • Smoke detectors
• Emergency lighting • Sprinkler systems Fire dept. access roads must also be maintained and kept clear
Flammable materials, such as firewood, furniture, or construction debris, must be stored away from buildings and other structures
"Hardscaping" use gravel, concrete, or pavers instead of flammable materials like mulch
Tree branches must be at least 10 ft away from chimneys; remove any dead portions
Remove dead vegetation
Does any of this work? 2010 the Fire Code and the Uniform Building Code requirements were modified to include several of these current fire safe construction measures. During the 2025 LA Fire Storm Of the 13,000+ homes and businesses loss, only 1% of those that were built with the 2010 code requirements were loss.
The codes and preventable actions can and do work !!
Fire Master Plan Consulting • Critical for the site planning of development projects • Ensure fire safety is included from the earliest stages • Balances environmental impacts with development goals • HOA insurance consulting
INSURANCE FACTORS WUIC
INSURANCE AND WUIC
2026 new criteria can be implemented Several future unknowns Insurance moratorium/cancelation, legislation in 2025 could be lifted Insurance companies leaving and or
Insurance companies> increased premiums, refused and/or canceled home insurance polices Alternative Insurance coverages through the state High Risk Coverage Rate increases from $1k to $5,700 or more a year Lenders may be requiring high risk coverage or not lending on high-risk homes or business
not renewing policies Cost impact sharing
• Balance new regulations w/ client objectives • Compliance w/ updated codes & requirements • Assists w/ final Fire Master Plan approvals • Critical for site planning of development projects • Fire Behavior Modeling • Recommended mitigation measures • In-house planning = timely feedback & accurate data • Work closely w/ land planners, engineers, architects, & landscape architects. • Keep up w/ future HOA CC&Rs, disclosures & fire code
How We Can Help
27051 Towne Centre #270 Foothill Ranch, CA 92610 PFS Office: 949.900.6217 Cell: 831.212.2486 (Bruce Clark) Cell: 949.236.0987 (Shane Sherwood)
info@ProactiveFireSolutions.net www.ProactiveFireSolutions.net
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