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FINANCIAL SERVICES, LLC
616-514-3831
www.MattsonFinancial.com
DECEMBER 2022
As you may recall in last month’s newsletter, one of the services we’ve most enjoyed at Mattson Financial was helping clients manage their 401(k) at their place of employment while they’re still working. It allowed us to see how much clients were putting away, review their level of return, and project the amount it would produce for retirement. But as time passed, rules changed, and we could not continue the process. THE MORE THINGS CHANGE THE MORE THEY STAY THE SAME
Fast forward to today and, thanks to software, we are able to help clients manage their 401(k) accounts before retirement again.
That money could make a monumental difference for anyone still 20 years or more away from retirement. The power of compounding interest allows you to do more whether that may be gifting to family members or helping your grandchildren with their college educations. Or you may enjoy a higher standard of travel, flying first class instead of coach. Wouldn’t it be nice to arrive at your destination rested instead of tired? We’re looking forward to what we can do for you in the future and are excited to add these enhanced benefits to your plan now. Mattson Financial is here to ensure you’re on course for a stress-free retirement. We believe multi-generational planning is so important to your plan positively impacts generations to come, so we’d love to help your children and grandchildren understand what an extra 2.5% can mean to them over the next 20–25 years.
It’s part of our enhanced planning services. At Mattson Financial Services, we review taxes, estate plans, income, investments, pensions, and insurance, including Medicare. Managing retirement accounts is one more way we can help current and future clients — like your children or grandchildren — for only a nominal fee. Why is retirement account monitoring so important? Well, a 2.5% difference in return can make a huge difference. A 10% return rate takes about 7.5 years to double, while a 7.5% return rate takes about 10 years to double. Over 20 years, the higher rate of return gives you an extra doubling period. A hypothetical $100,000 at a 7.5% return rate will turn into roughly $400,000 over 20 years, after doubling twice ($100,000 doubles to $200,000, which doubles to $400,000). But that same $100,000 at a 10% return rate will double three times over 21 years, creating $800,000. As Albert Einstein once said, “Compound interest is the eighth wonder of the world.”
Enjoy the rest of your holiday season. We’ll be looking forward to the markets returning to a higher point than they ended this year.
–Gary Mattson
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TIRED OF FEELING ANXIOUS A
We’ve all felt anxious, guilty, fearful, and sad — it’s a part of life. Perhaps you’ve tried to avoid or suppress these emotions, but you’re not a rock. As humans, we experience these feelings all the time. Trying to control them may only make matters worse. So, instead, focus on something you can control — your actions.
Read ‘You Are Not a
titled “The Basics” and “The Transformation.” The first half is about learning basic mental health skills and unlearning ways of thinking about mental health that cause us challenges. The second half focuses on how to create and build what you want to see in your life instead of trying to avoid and control what you can’t see. As you read, you’ll learn how to recognize your problems, practice mindfulness, prioritize and follow your values, and understand your fears. The strategies in “You Are Not a Rock” are the same tactics Freeman used in his personal life, and he shares some of those stories in the book. There are exercises at the end of each chapter that Freeman highly
That’s the central premise of Mark Freeman’s mental health book “You Are Not a Rock.” He aims to teach readers how to build emotional fitness and overcome their struggles and hardships with different techniques. The book is divided into two sections
Intuitive Eating: The Anti-Diet for the Holidays
What It Is and How You Can Benefit
If you’ve ever seen any “What I Eat in a Day” videos on TikTok or Instagram, you’ve probably come across the hashtag #intuitiveeating. It pops up under posts ranging from snapshots of green smoothies to reels of influencers sprinkling cheese over giant bowls of pasta. If you’re not familiar with the term, you probably have a few big questions. What is intuitive eating, and why is it considered an ‘anti-diet’? At its core, intuitive eating is simply giving your body the food it needs in a mindful way. As psychologist Dr. Susan Albers explained in an interview with the Cleveland Clinic, “Intuitive eating is the polar opposite of dieting. Instead of following rules and restricting what you eat, you trust your internal hunger, fullness, and satiety cues to help you decide what and how much to eat. No food is off the table.” This means you won’t catch an intuitive eater counting calories, talking about cheat days, or staring longingly at a doughnut they want but just can’t have. Instead, you might see them slowly savoring their food and pausing between bites to decide whether or not they’re full.
What are the benefits of eating this way? Intuitive eating isn’t about weight loss, although some people who practice it do shed pounds. Instead, many articles point to other benefits like increased respect for your body, less stress and guilt around food, and even a better understanding of your emotions. Ultimately, practitioners of this anti-diet claim to find more joy in eating than before. How can I learn more? Intuitive eating is based on 10 principles, including “honor your hunger” and “feel your fullness.” You can read about them at Health.ClevelandClinic.org/ what-is-intuitive-eating or pick up a copy of the 1995 book that started it all: “Intuitive Eating” by Evelyn Tribole and Elyse Resch, two health professionals who specialize in nutrition and eating disorders. Intuitive eating is an “anti-diet” for every age and body type. It may be just the strategy you need to heal your relationships with food and get more joy out of the holiday season.
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AND FEARFUL?
Visit www.mattsonfinancial.com/events for opportunities to connect with the Mattson team!
a Rock’ by Mark Freeman encourages you to complete. By performing these exercises, you can better understand the book’s contents and implement Freeman’s tactics in your life. Before Freeman helps readers begin their journey, he states that strengthening your mental health is like working on your physical health — you won’t see instant results. “Changing your brain takes time and effort … I’m not going to share with you any magical supplements or special mantras. This is simply a book about actions,” Freeman says in his introduction.
January Market Update Jan. 6, 2023 | 12 p.m. A market update recording will be released at 12 p.m. via email! February First Friday Event Feb. 3, 2023 | 12–3 p.m. Lower Level, 3226 28th St SE Kentwood, MI 49512 More details coming soon! March First Friday Event
If you’re interested in reading “You Are Not a Rock,” you can purchase your copy wherever books are sold online or in bookstores.
March 3, 2023 | 12–3 p.m. More details coming soon!
Corey’s
WHOVILLE ROAST BEAST
Inspired by TasteMade.com
TAKE A BREAK!
Ingredients
• • • • • • • •
1/4 cup brown sugar
• • • • • •
2 bay leaves 4 thyme sprigs
1 tbsp paprika
2 tsp black pepper
2 rosemary sprigs 1/2 cup beef broth
2 tsp salt
3 tbsp olive oil
1 12-oz bottle of stout beer 1 15-oz can diced tomatoes (with liquid)
1 5-lb bone-in rib-eye roast
3 tbsp butter
2 heads of garlic, halved
Directions
1. Preheat oven to 375 F. 2. In a bowl, combine brown sugar, paprika, pepper, salt, and olive oil. 3. Place roast in a baking pan and coat with spice mixture. Let marinate uncovered in refrigerator for 1 hour. 4. Place pan on stove over high heat. Brown the roast on all sides, then add butter, garlic, and herbs. 5. When butter melts, add broth, beer, and tomatoes. Bring to a boil. 6. Transfer pan to oven. Braise until meat is tender, up to 2 hours. 7. Remove roast from pan and let rest for 15 minutes. Meanwhile, strain pan juices and put back into pan and boil until reduced by half. When finished, slice roast and serve with pan sauce.
Solution on Pg. 4
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PRST STD US POSTAGE PAID BOISE, ID PERMIT 411
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FINANCIAL SERVICES, LLC
3226 28th Street SE Kentwood, MI 49512
INSIDE THIS ISSUE
1 2
A Returning Service at Mattson Financial
Tired of Feeling Anxious and Fearful?
This ‘Anti-Diet’ Could Save Christmas
3
Corey’s Whoville Roast Beast
Upcoming Events
4
How to Impress Visitors This Holiday Season
**Reminder: If you have any changes to your financial situation, please notify us as soon as possible.
Investment advisory services offered through Mattson Financial Services, LLC, an SEC-Registered Investment Advisor. Insurance and annuities offered through Lakeview Financial Group, LLC. Mattson Financial Services, LLC and Lakeview Financial Group, LLC are affiliated companies.
IMPRESS THE GUESTS
With These Holiday Hosting Tips
The holidays are rapidly approaching, and soon, we’ll share laughs while enjoying the festivities with our loved ones. Before the celebrations begin, you must prepare your home for visitors, especially if they stay overnight. It can be stressful whether it’s your in-laws, best friends, or distant cousins coming to stay with you. You want to leave a good impression, but how do you ensure everyone’s needs are met, including yours? Here are three tips for setting yourself up for a successful holiday, regardless of who stays with you. Stock up on your guests’ favorites. Have you ever stayed with someone who didn’t have extra food for their guests? Don’t put your guests in this situation. Load up your pantry, refrigerator, and cupboards with your guests’ favorite foods and drinks. If you don’t know what they are, ask ahead of their visit! Your
guests will appreciate your conscientious gesture and have a much more
sheets on the couch or mattress where they’ll sleep. Use real dishes. When we have company over for a meal, especially a large gathering, it’s usually easier to use plastic or paper
enjoyable time if they can eat their favorites while visiting.
Prepare a guest room. If your guests are
staying with you, you need to prepare somewhere for them to sleep. Make sure you make
options — saves on cleanup, too! The holidays are
up the bed, have plenty of pillows and blankets on hand, and provide adequate closet space for their clothes. Even if they aren’t staying in a traditional bedroom, their sleeping area should still be ready when they arrive. Clear off a table for them to use as a nightstand and put
not necessarily the time for this shortcut. Break out the fine china if you have it, or use regular dishes for your guests. It’s okay for the kids to have paper plates, but if you want to make a good impression on visiting adults, nicer dishes will dress up the table setting and meal.
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