Kova Brochure

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Tailored Protection : Elevating Professionals with Comprehensive PI Coverage up to £5m

Our appetite for PI varies depending on the profession. We can issue up to a £5m limit where we seek well-established firms with strong risk management practices and a track record of delivering high-quality services to their clients. We consider factors such as claims history, regulatory compliance, and industry- specific risks when assessing risks and determining coverage.

Design and Construction

Accountants

Architects and Engineers

Small to mid-sized practices (<£10m fees)

Small to mid-sized practices (<£10m fees)

Small to mid-sized practices (turnover < £75m)

Offering accounting, audit, tax, and advisory services.

Specialising in architectural design, engineering, and construction services. Preference for firms experienced in both commercial and residential projects.

Professionals in construction, including contractors, project managers, consultants. Preference for firms with strong project management and risk mitigation.

Focus on established firms with strong risk management.

Open to all sizes, from sole practitioners to multinationals.

Open to all sizes, from sole practitioners to large firms.

Covers residential, commercial, infrastructure projects.

Key risks: financial reporting errors, tax advice negligence, regulatory compliance.

Key risks: design errors, construction defects, negligence, contractual disputes. Exclusions: Asbestos, Basement work, Sewage/Water Schemes, Nuclear, Petrochemical, Dams, Harbours, Bridges, Tunnels, Offshore work, Swimming Pools, Soil/Foundation work.

Key risks: design flaws, construction defects, delays, contractual disputes.

Exclusions: Big 4, Tax Mitigation/Avoidance schemes.

Exclusions: Asbestos, Basement/Demolition work, Sewage/Water Schemes, Nuclear, Petrochemical, Dams, Harbours, Bridges, Tunnels, Offshore work, Swimming Pools.

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