2. S ignage and branding : Adding signage and branding to a van can increase the risk of break-ins, make it more vulnerable to vandalism and theft, and make it more expensive to replace and repair. Sign writing or branding is classed as a modification and insurers could increase insurance premiums or void insurance if they are not told about it. 3. C lass of use : Anyone who uses a van for commercial purposes, even if it is only occasionally, should have business van insurance. If a tradesperson opts for ‘social, domestic and pleasure’ for the class of use and is found to use it for business purposes, the policy could be invalidated.
4. L ocation : Parking locations impact the likelihood of a van being involved in an accident, broken into or stolen. Drivers must be honest about where they operate and park. A van is more likely to be targeted in larger cities, and if it is parked on the road instead of a driveway or garage. 5. P ersonal I nformation : Failing to correctly disclose certain information including age, occupation and driving record on an insurance policy could lead to a claim being refused and the policy cancelled. Quotezone.co.uk helps van drivers compare and save on all sorts of products such as van insurance, breakdown cover and even fleet insurance. CompareNI. com can help van drivers living in Northern Ireland.
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