Lyndon Thomas Insurance - May 2023

We Help You With Medicare.

SUDOKU While we have to work with what Medicare sends our way, Lyndon Thomas Insurance wants you to be informed and is always happy to assist with your Medicare needs and questions. This is great news for many people. However, we do see in the projections that results in higher Part D premiums as seen in the Base Beneficiary Premium column. Likely other effects may include deductibles being introduced to Medicare Advantage plans and higher copays during Initial Coverage. CONTINUED FROM PAGE 2 ... • Of interest to those with high prescription drug costs are the two right-hand columns. The “Initial Benefit Limit,” aka, Initial Coverage Limit is where the Coverage Gap (currently 25% of the drug cost) or “Donut Hole” begins. In 2025, the Coverage Gap is eliminated. The “Catastrophic Threshold” is a hard cap on out- of-pocket costs for prescriptions. After two years at $2,000, the Catastrophic limit edges reduces slightly in the following years. • Part D Summary for Stand Alone and Medicare Advantage plans: In 2025 and beyond, every Part D plan will consist of two stages: Deductible, Initial Coverage with a limit/hard cap of $2,000 out-of-pocket expense.

RHUBARB CRISP

Ingredients

Topping: •

Filling: •

1/4 cup roughly chopped walnuts 1/4 cup old-fashioned oats (not instant)

2 1/2 lbs rhubarb, cut into 1/2-inch pieces

• • • • • •

1/4 tsp cinnamon

• •

1/2 cup plus 2 tbsp sugar 3 tbsp all-purpose flour

3/4 cup flour

1/3 cup light brown sugar

1 tbsp sugar

4 tbsp unsalted butter

1. Preheat oven to 400 F. Set rack in the center of the oven. 2. In a food processor, place all topping ingredients. Pulse until the mixture is crumbled to the size of small peas. Do not over-process. Set aside. 3. Into a large, shallow baking dish, pour the rhubarb and sprinkle with sugar and flour, coating the rhubarb evenly. Spread crisp topping over entire filling mix. 4. Bake until crisp is bubbly and the top is golden brown, approximately 30–40 minutes. Serve warm or room temperature. Enjoy! Directions

3

CA# 0D96309

805-646-6409

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