First Quarter 2024
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of surprising and delighting many of you with giveaways from our Goodie2Crew. These moments of joy and connection remind us of the power of community and our shared values. Furthermore, we have made significant strides in our digital banking services to ensure that you have the most convenient and secure banking experience. Our goal is to empower you on your journey towards financial success, providing you with the tools and resources you need to achieve your dreams. Frontwave Credit Union has always been dedicated to community outreach, and we are proud to continue this tradition. From sponsoring local events to supporting charitable organizations, we are deeply committed to making a positive impact in the communities we serve. As we look back on the past year, we see a journey filled with growth and transformation. But our journey does not end here. We are excited to announce the highly anticipated opening of the Frontwave Arena later this year. This arena will not only be the new home of the San Diego Sockers but also a vibrant hub for the community. It will be a place where people can gather, turn moments into memories, and celebrate the spirit of togetherness. Frontwave Credit Union is proud to be a partner in this fantastic project, further serving our community and enhancing our shared experiences. In closing, I want to express my sincere appreciation for your trust and loyalty. At Frontwave Credit Union, we are committed to serving you, our members, and helping you turn your financial dreams into reality. Together, let’s continue our journey towards success, with zero excuses and the belief that you can dream big. We are here to support you every step of the way. Wishing you a year filled with prosperity, joy, and endless possibilities!
• With our new Quick Apply Experience , you can instantly add a Money Market Account to an existing membership. When we say we are 100% committed with zero excuses, we mean it. We value the feedback you give us, and consistently take action to make improvements. Thanks to your input: • Joint members for accounts can now register for online banking. • Card management features allow you to bank the way you want with the flexibility to manage your cards anytime, anywhere. Block your card, set transaction limit alerts, or inform us about your travel plans with online banking. Access your card management tools via online banking or on our website at frontwavecu.com/card-management. And we’re not the only ones excited about this latest update. Check out some of the feedback we received in our most recent Member survey: You Spoke. We Listened!
Notes from the CE0
Bill Birnie, President/CEO As we embark on the exciting journey of 2024, I want to express my heartfelt gratitude for your continued support and trust in Frontwave Credit Union. It is because of you, our valued members, that we have achieved remarkable milestones and accomplishments over the past year. Throughout 2023, we have remained committed to our mission of serving our members and supporting the communities we are proud to be a part of. Our dedication to you, our members, is unwavering, and we are determined to make Frontwave Credit Union the best place you have ever banked. One of the significant highlights of the past year was the launch of the Frontwave Foundation. This foundation embodies our commitment to creating positive change and amplifies our efforts in supporting the communities we serve. By contributing to the Frontwave Foundation, you become part of a movement that strives to build a brighter future for all. Together, we can make a real difference. In addition to the Frontwave Foundation, we had the pleasure
...In a world of technological advances there are less and less physical people to speak to. Frontwave has maintained the same services with new technology and is committed to helping people... – Jaime S.
Have more feedback to share? The next time you receive a survey from us, we greatly appreciate your communication. Thank you for your loyal Membership!
Stay in Touch In and out of our branches, we like to rub elbows with our Members. Whether it’s connecting over how we are supporting our communities or saying thank you for your Membership with special giveaways, you’ll want in on the latest news and happenings. Join our social media communities for financial education tips, chances to win, event announcements, and more.
Annual Meeting
Join us March 27, 2024 at 5:00 pm to hear about the state of the credit union from our Board of Directors and to review the annual report. All Members are invited to attend:
Frontwave Credit Union 1278 Rocky Point Drive Oceanside, CA 92056
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