Frontwave Briefing | Second Quarter 2023

Second Quarter 2023

frontwavecu.com

What’s better than free financial education? Getting it from the comfort of your couch! Register for one of our virtual workshops today at frontwavecu.com/workshops. Navigating Auto Buying Buying (and financing) a car can be one of the biggest financial decisions you can make. Although most people go years between vehicle purchases, it’s not always a fun process. No one wants to pay too much for a car. There are many things to be aware of to ensure you are getting a good deal and can trust the dealer or individual you are buying from. • Wednesday, April 5 @ 10:00 am First-Time Home Buying What financial dream is bigger than owning your own home? We want to help prepare you for what it will take and how to make the process easier. In this free virtual workshop, our real estate and mortgage experts will walk you through the steps it takes to become a homeowner. Upcoming Financial Workshops

Estate Planning No one wants to think about it, but we should all be prepared for the inevitable. In this free virtual workshop, Attorney Benjamin Diederich will teach you the basics of wills, trusts and estate planning to properly ensure your legacy for the future.

Stay in Touch We love connecting with our Members, sharing how we’re supporting our communities, and saying thank you for your Membership with special giveaways! Join our social media communities to get the latest on Frontwave news and happenings, financial education tips, chances to win great prizes, and more.

• Tuesday, April 18 @ 6:30 pm • Tuesday, June 20 @ 6:30 pm

Military Home Buying You serve your country proudly and we’re proud to serve you. Let us expertly walk you through the VA program and all that it offers home buyers in this free virtual workshop. We will give you tips and tricks to make your buying process as easy as possible. • Tuesday, May 9 @ 6:30 pm Understanding Credit Reports & Scores Are you interested in better understanding credit reports, credit scores, and how they work together? Millions of people are unaware they have errors on their credit report. We can point you in the direction to find out if you are one of them and equip you to take action to correct inaccuracies. We will also discuss the factors impacting a credit score, how to build or improve your score, and debunk common credit myths. • Wednesday, May 10 @ 12:00 pm

When online banking won’t do and your usual branch or ATM is too far away, remember Frontwave Members have access to more than 5,600 Co-op Credit Union “Shared” branches within the U.S. and nearly 30,000 surcharge-free ATMs worldwide. To find a nearby location, We’ve got you covered coast-to-coast!

call 888.748.3266 or visit co-opcreditunions.org.

• Tuesday, April 11 @ 6:30 pm • Tuesday, June 13 @ 6:30 pm

UPCOMING HOLIDAYS

CONTACT US

STATISTICAL REPORT

Frontwave will be closed in observance of the following holidays this quarter:

Express Line 800.829.7676 Member Solution Center 760.631.8700 or 800.736.4500 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm Autoland 800.234.6999 Enterprise Car Sales 800.CAR.SALES GreenPath Financial Wellness 877.337.3399 Frontwave Investment Services 760.439.6960 Frontwave Insurance Services, LLC 844.788.0820

As of February 28, 2023 Members: 123,017 Assets: $ 1,437,008,841 Total Shares: $ 1,184,238,596 Loans Outstanding: $ 932,493,516

Memorial Day Monday, May 29, 2023 Juneteenth Monday, June 19, 2023

As always, Express Line, Online Banking, Mobile Banking, and ATM services are available to you 24/7.

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