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Credit Bureau Business Reports The three major consumer credit bureaus - TransUnion, Experian, and Equifax - also maintain extensive business credit databases. These business divisions track commercial credit histories, payment patterns, public records, and corporate structures for millions of companies. Business credit reports from these bureaus provide valuable supplementary intelligence beyond D&B data.
Why Use Credit Bureaus? • Access to different data sources than D&B • Consumer credit ties for small businesses • Personal guarantee verification • Multi-source validation increases accuracy • Cost-effective screening alternative Combining multiple credit sources creates a comprehensive financial risk profile, revealing discrepancies and providing confidence in vendor stability assessments.
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The Three Major Business Credit Bureaus While best known for consumer credit reporting, TransUnion, Experian, and Equifax maintain robust business credit divisions serving enterprise clients worldwide. Each bureau brings unique strengths, global reach, and proprietary data collection methods to business intelligence and vendor risk assessment.
TransUnion Business Headquartered in Chicago, Illinois, and founded in 1968, TransUnion serves as a leading global information solutions provider. • Tracks 200M+ US consumers • 1B+ consumers worldwide • Comprehensive business reports available • Strong North American coverage
Experian Business Based in Dublin, Ireland, with US
Equifax Business Headquartered in Atlanta, Georgia, and founded in 1899, making it the oldest credit reporting agency in continuous operation. • 800M+ consumer records • 90M+ business entities tracked • Operations in 24 countries • Deep historical data archives
headquarters in Costa Mesa, California. Originally part of TRW (founded 1968), became Experian in 1996. • 235M US consumer records • 1B+ global consumer records • Operations in 37 countries • Extensive international reach
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