ESOP Summary Plan Description

Administrator Information The Administrator is responsible for the day-to-day administration and operation of the Plan. For example, the Administrator maintains the Plan records, including your account information, provides you with the forms you need to complete for Plan participation and directs the payment of your account at the appropriate time. The Administrator will also allow you to review the formal Plan document and certain other materials related to the Plan. If you have any questions about the Plan and your participation, you should contact the Administrator. The Administrator may designate another person or persons to perform some duties of the Administrator. The Administrator has the complete power, in its sole discretion, to determine all questions arising in connection with the administration, interpretation of the provisions of this SPD and of the Plan documents, and application of the Plan (and any related documents and underlying policies). Any such determination by the Administrator is conclusive and binding upon all persons. The name, address and business telephone number of your Plan’s Administrator are: Mid-America Apartment Communities, Inc. 68 15 Poplar Avenue , Suite 500 Memphis, Tennessee 38138 (901) 682-6600 Trustee Information All money that is contributed to the Plan is held in a trust fund. The Trustee is responsible for the safekeeping of the trust fund. The trust fund established by the Trustee will be the funding medium used for the accumulation of assets from which benefits will be distributed. The names of your Plan’s Trustees are: Melanie Carpenter Andrew Schaeffer Leslie Wolfgang The Trustees shall collectively be referred to as Trustee throughout this Summary Plan Description. The principal place of business of your Plan’s Trustee is: 68 15 Poplar Avenue , Suite 500 Memphis, Tennessee 38138 Service of Legal Process The Employer is your Plan’s agent for service of legal process. Service of legal process may also be made upon the Trustee or Administrator.

Atlanta:595095.1

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