DON’T LET INSURANCE AD
A FAMILY GUIDE TO BIRDWATCHING The great outdoors is full of incredible wildlife and nature, just waiting for us to get out and explore. Whether you’re going to your local arboretum, a national park, or even your own backyard, you can always find something unique to look at. Sometimes, turning toward the sky will provide an amazing opportunity to see something special. We can find birds almost anywhere. If you’re looking for a new way to keep your kids entertained while educating them, looking for birds can be a great family bonding activity. Start by researching the birds in your area, both permanent residents and those migrating. You’ll likely see common birds in your backyard or around the neighborhood, but you may need to travel to a local park to see some of the more unique species. At first, your kids may need some help finding different birds. Binoculars might be too difficult to use, so it’s up to you to point them in the right direction. Look out for nests, cracked seeds, and other signs indicating birds are nearby. You don’t have to use only your eyes when searching the skies and trees for birds; listen intently, too! Tracking birds through their calls will help alert you to the species you’re searching for and where to look. To keep your kids’ attention as you bird watch, you may need to make a game out of it. Create a scavenger hunt to find five birds in your hometown or the area you’re visiting. You can get specific with unique species or keep it broad by having them look for hawks, ducks, etc. Let your child take the lead, encouraging them to point out birds they see or hear instead of relying on you to tell them. You can even encourage your kids to mimic the different birdcalls they hear. Birdwatching is a great way to get your kids outdoors exploring nature. It could even lead to a full-time passion or career in the future.
KNOW THE TRICKS BEFORE
We’ve seen every insurance adjuster trick in the book. The sad truth is that insurance adjusters have just one job: to make sure the insurance company keeps as much money as possible. Our book, “The
Insider’s Guide to Texas Auto Accident Claims,” goes into every adjuster tactic in the game, and here are the most common you need to watch out for. THE DANGERS OF RECORDED STATEMENTS One of the first things an insurance adjuster may ask for is a recorded statement. This may seem like a routine request, but it’s actually one of the oldest tricks in the book. They want you to give a recorded statement so they can use it to undermine your claim later on. Remember, you are not required to give a recorded statement, and in most cases, it’s best to avoid doing so. AVOID QUICK SETTLEMENT OFFERS Another common trick is the quick settlement offer. After an accident, you may receive an offer from the insurance company within just a couple of weeks. While this might seem like a good deal,
it’s often far from it. At this stage, you likely don’t know the full extent of your damages. The insurance company is banking on this, hoping you’ll accept an undervalued settlement before realizing the true cost of your accident.
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SOLUTION ON PG. 4
2 • www.ClarkHarmonsonAttorney.com
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