CAPTRUST - July 2025

Planning to Stay Put? Here’s How to Age in Place the Smart Way

Summer vacation is the golden opportunity to make precious memories with your grandkids without breaking the bank! While life’s hustle and bustle can sometimes throw a wrench in your plans, creativity can go a long way. Here are six ways to have a blast with the kiddos on a budget. COST-CONSCIOUS CONNECTIONS Fun and Frugal Ideas for Grandkids Explore Nature Together Nothing beats getting outside! Many local nature preserves offer free or low-cost access, and they’re great places to hike, learn about local plants and wildlife, or even participate in volunteer activities. The fresh air, the sounds of birds, and the chance to explore are perfect for curious young minds (and those young at heart!). Share Your Hobbies Do you have a knack for knitting or a passion for golf? Chances are that your grandkids would love to learn! Sharing your hobbies can be a fun, practically free way to spend time together. Whether it’s a morning fishing trip to a nearby lake or an afternoon crafting, these moments can become cherished memories. Discover Local Gems Smaller, lesser-known museums or factory tours can be fascinating and won’t hurt your wallet. They’re often just the right scale for shorter attention spans and are usually less crowded. Plus, they sometimes offer discounts or free days — don’t forget to ask! Utilize Community Resources Your local library or community center likely hosts a variety of free or inexpensive activities. From story hours to craft days, these events are for family fun and learning. Also, be sure to check out any local festivals. Build and Create Look out for free classes at local hardware stores like Home Depot or Lowe’s, where kids can engage in projects like building a birdhouse. These workshops promise a good time and give the kids something to take home and be proud of. Have Fun Simply Lastly, don’t underestimate the joy of simple activities. A picnic in the park, flying a kite, or a day

For many people approaching retirement or already in it, the idea of staying in the comfort of their own home as they age, also known as aging in place, is a top priority. It’s not hard to see why: You know the neighborhood, your memories live in the walls, and let’s be honest, the thought of moving is exhausting. But if aging in place is the goal, having a solid plan is key to making it not only possible but safe and enjoyable, too. Start with a home safety check. The first step is evaluating your current living space. Look at things with fresh eyes: Are there stairs that may become difficult later, slippery rugs, or hard-to-reach cabinets? Small changes like installing grab bars in the bathroom, improving lighting, and swapping out door knobs for lever handles can make a significant difference. For larger issues like stairs, you may want to consider options like a stair lift or reconfiguring living spaces to stay on one floor. Make mobility a priority. As we age, mobility can change. Wide doorways, walk-in showers, and minimal-step entrances are smart upgrades. Even if you don’t need them now, planning ahead saves stress (and money) later. It’s easier to make changes gradually than during a crisis. Get your support network in place. Aging in place doesn’t mean doing everything alone. Consider who will be part of your care circle — family, friends, neighbors, or even hired help. Having someone check in regularly or assist with errands can keep you safe and supported. Plan for health and emergencies. Make sure your medical information is easy to access and consider tech solutions like medical alert systems or smart home devices that allow for remote check-ins. Talk to your doctor about ongoing health needs and how to manage them at home. Review your finances. Renovations, in-home care, and technology upgrades all cost money. A financial planner can help you figure out how to make aging in place part of your retirement strategy. Aging in place is entirely possible, and even preferable, for many retirees. With a bit of planning, your home can remain your safe haven for many years to come. And that’s something worth planning for.

playing board games can be just as exciting and meaningful as any expensive outing.

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