KKD Villager July:Aug 2025

INSURANCE SHOPPER YOUR NEIGHBOURHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE YOUR NEIGHBOURHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE What kind of policy should I have for high water in the Spring BOUT SPRING FLOODING? Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain and nearby water features. Flood Insurance may be needed if your home is near lakes, rivers or ponds, to insure your property against storm surges, tidal waves and similar major events. Overland Water Insurance covers sudden water events such as heavy Spring rains or a river overflowing its banks in a Spring thaw. Enhanced Water Damage Insurance will combine coverages for multiple types of water problems such as ground water, overland water, exterior water and sewer lines. alist, we know the lay of the land in your neighbourhood. ons affecting your home and compare your options from HOW DOES ACCIDENT WAIVER PROTECT ME E A SPRING TUNE-UP! ck out your home’s exterior, from roof shingles to vents. Use the handy “Home Maintenance Checklist” sure your home is safe and sound. NCE SHOPPER E FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE ker ations Insurance Broker Insurance Broker What is the difference between “Flood Insurance” & “Overland Water Coverage” ABOUT SPRING FLOODING? Flood Insurance may be needed if your home is near lakes, rivers or ponds, to insure your property against storm surges, tidal waves and similar major events. Overland Water Insurance covers sudden water events such as heavy Spring rains or a river overflowing its banks in a Spring thaw. Insurance Broker R ”

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THE INSURANCE ADVISORS IN YOUR NEIGHBOURHOOD

Patty Crawford Registered Insurance Broker

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ASK US ABOUT INSURANCE FOR HOME, AUTO, COMMERCIAL, OR FARM INSURANCE SHOPPER DELAWARE/KOMOKA/KILWORTH/MT. BRYDGES YOUR NEIGHBOURHOOD SOURCE FOR EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE SPRING FLOODS HAPPEN YEAR ROUND NOW Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain, and nearby water features. What kind of policy should I have for high water in the Spring WORRIED ABOUT SPRING FLOODING? Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain and nearby water features. Andrea Coutu Registered Insurance Broker Andrea Coutu Registered Insurance Broker Jessica Cornelis Registered Insurance Broker Jessica Cornelis Registered Insurance Broker Cindy Haywood Registered Insurance Broker Cindy Haywood Registered Insurance Broker Cindy Haywood Registered Insurance Broker It is an auto insurance benefit that may prevent insurance rates from increasing as a result of a driver’s first at-fault accident. It can be added to a policy to protect those with a good driving record. Jessica Cornelis Registered Insurance Broker Cindy Haywood Registered Insurance Broker Terry Young Registered Insurance Broker Terry Young Registered Insurance Broker ASK US ABOUT INSURANCE FOR HOME, AUTO, COMMERCIAL, OR FARM SPRING FLOODS Different insurers have different ways of covering high water problems. Coverages and costs will vary with the specific location of your house, surrounding terrain, and nearby water features. 2022-02-16 2:53 PM TYPES OF COMMERCIAL BUSINESSES WE NOW INSURE 3 WAYS TO EARN DISCOUNTS • Combine your home & auto insurance with one insurer. • Stay safe & ticket free Andrea Castillo Registered Insurance Broker (English & Spanish) Terry Young Registered Insurance Broker Andrea Coutu Registered Insurance Broker CALL US TODAY FOR A FREE, NO OBLIGATION QUOTE 519-652-3201

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ntario N0L 1E0 • Tel: 519-652-3201 • Fax: 519-652-2710 ail: crawfordanddanyluk@cmmgbrokers.com

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Flood Insurance may be needed if your home is near a lake, river, or pond to insure your property against storm surges, tidal waves, and similar major events. Flood Insurance may be needed if your home is near a lake, river, or pond to insure your property • Beauty Salons/Barbershops/Retail • Commercial Buildings & Contents • Commercial Auto & Fleet Coverage • Car Dealerships (used with experience) • Farming & Home-Based Businesses • Lodging & Strip Malls • Hospitality/Restaurants • Contractors/Trades • Auto Garages What kind of policy should I have for high water in the spring What kind of policy should I have for high water in the spring against storm surges, tidal waves, and similar major events.

Drop into our office for a free flood preparation brochure or call us and we will mail it to you Coming soon: Look for our flood preparation brochure filled with tips and guides on what to do before, during, and after a flood. Overland Water Insurance covers sudden water events such as heavy Spring rains or a river overflowing its banks in a Spring thaw. Enhanced Water Damage Insurance will combine coverages for multiple types of water problems such as ground water, overland water, exterior water and sewer lines. Flood Insurance may be needed if your home is near lakes, rivers or ponds, to insure your property against storm surges, tidal waves and similar major events. Overland Water Insurance covers to qualify for “Good Driver Discounts”. • Ask for reduced rates Overland Water Insurance covers sudden water events such as heavy spring rains or a river overflowing its banks in a spring thaw. sudden water events such as heavy spring rains or a river overflowing its banks in a spring thaw. Enhanced Water Damage Insurance combines coverages for multiple types of water problems, such as ground water, overland water, exterior water, and sewer lines. Enhanced Water Damage Insurance combines coverages for multiple types of water problems, such as ground water, overland water, exterior water, and sewer lines. on auto insurance if you work from home.

Aviva Abex April Echelon Intact Pal Aviva Abex April Echelon Intact Pal Axiom Mutual AM Fredericks Premier Group 2681 Gideon Drive, Delaware, Ontario N0L 1E0 • Tel: 519-652-3201 • Fax: 519-652-2710 Toll free: 1-800-363-4304 • Email: crawfordanddanyluk@cmmgbrokers.com Yarmouth Mutual Victor Insurance INSURERS THAT WE CAN GET QUOTES FROM Max Insurance Burns & Wilcox www.crawfordanddanylukinsurance.com • 519-652-3201 As your local insurance specialist, we know the lay of the land in your neighbourhood. We can help to assess conditions affecting your home and compare your options from 12 top Canadian insurers. Bilingual services in both English and Spanish offered Drop into our office for a free flood preparation brochure or call us and we will mail it to you Coming soon: Look for our flood preparation brochure filled with tips and guides on what to do before, during, and after a flood. Travelers Cansure Group One Travelers Cansure Group One Axiom Mutual AM Fredericks Premier Group Cambrian Special Risks Signature Risk Partners South Western Group Oegema Nicholson & Assoc. Special Risk Insurance Managers Sports & Fitness Insurance Canada Cambrian Special Risks Signature Risk Partners South Western Group Oegema Nicholson & Assoc. Special Risk Insurance Managers Sports & Fitness Insurance Canada Economical/Definity Forward Insurance Yarmouth Mutual Victor Insurance Economical/Definity Forward Insurance INSURERS THAT WE CAN GET QUOTES FROM Max Insurance Burns & Wilcox MONDAY TO FRIDAY 8 AM – 4 PM NEW HOURS

UPDATING YOUR HOME? UPDATE YOUR INSURANCE! HOME? UPDATE YOUR INSURANCE! UPDATING YOUR

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