Live Long & Prosper by Karen Yardley, Safety & Sanitation Manager
A big part of Crest’s culture is to have some fun and we’re taking that seriously with our new safety contest! The WAVE Safety Team (Karen Yardley, Denton Yocum, Phyllis Ott, Kevin O’Dell) introduced the new contest, Live Long & Prosper, to our employees in February. Here’s how it works – each month we publish five safety related questions. One winner will be drawn from all employees who answer all five questions correctly. The monthly prize is a $25 gift certificate to the Crest Store which can be used for all kinds of merchandise like clothes, grill sets or thermoses. In August, when we celebrate the end of our fiscal year and have our annual celebration, we’ll take ev- ery set of correct answers and hold another drawing – this time for a $100 gift card to a local retailer like Walmart or Caseys! That means each employee that has submitted correct answers each of the six months has six chances to win a $100 gift card! Our goals for the contest are to get employees thinking and talking about safety every day, to become more familiar with the policies that make up our Safety Program and to engage the employees while having some fun. As you can see from the pictures, we are doing just that!
Rod Paul
Aaron Thiebaud
Kena Rivera
LouAnn Balch
Shane Stover
When’s the Last Time You Thought About Your Retirement Savings?
With the start of the New Year and tax season right around corner, now is the best time to review how much you are saving for retirement. To enjoy retirement, you need to save as much as you can while you are still working. A comfort- able retirement does not happen by itself! And remember every dollar you put in today is working for your retirement. If you are saving in the company 401(k) plan, congratulations! You are on the right path to retirement. Remember, the money that comes out of each paycheck, goes into your account tax-deferred. Tax-deferred simply means that you are setting money aside before you pay Uncle Sam his taxes. You will eventually pay taxes on the money you saved and the earnings when you go to withdraw your money at retirement. If you are comfortable doing so, try to save to the maximum amount. The maximum for 2015 is $18,000 if you are un- der age 50. If you are 50 or over, you can put in an additional $6,000 as catchup contributions. If you can’t max out, that doesn’t mean you should not save. Try bumping up your savings 1% or 2% from what you are putting in now. You will be surprised at how little of an impact 1% or 2% will have on your paycheck and how quickly it will add up in your retirement account. If you want to find out what the impact to your paycheck will be, log onto retiresmart.com and use our calculators. For more information about maximizing your savings, or if you have questions about your retirement plan account, call MassMutual at 1-800-743-5274 or visit their website at www.retiresmart.com
16 Crest Ink April, May & June 2015
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