UNINSURED MOTORIST COVERAGE While it is illegal to drive without some form of insurance, many drivers don’t take the time or don’t have the finances to cover themselves. Then, when this driver causes an accident, the victims are forced to pay for the driver's irresponsibility. Although suing is an option, the case will not likely award adequate compensation. With uninsured coverage, you protect yourself from people who don’t have insurance and give yourself the reassurance that you won’t bear the burden of overwhelming debt if this situation occurs. If you’re ever involved in an accident, make sure to file for an underinsured or uninsured claim as soon as you possibly can. A quick response is far better than a delayed response.
June 28 is National Insurance Awareness Day, which gives us at the Di Bartolomeo Law Office the perfect opportunity to discuss underinsured and uninsured insurance claims. Life has a way of throwing the unexpected at us: You can be driving down the road minding your own business when suddenly, you’re involved in a car accident due to another person's negligence. Worst still, you discover this person has the bare minimum or no insurance at all, leaving you with enormous bills. However, if you have underinsured or uninsured coverage, you give yourself an extra layer of protection and significantly reduce that financial strain. UNDERINSURED MOTORIST COVERAGE In Oregon, the minimum requirement a person must have for motorist insurance is $25,000 per person, $50,000 per crash for bodily injury to others, and $20,000 per crash for damages to others’ property. While at first glance that might seem like a sufficient amount, most medical bills are over $100,000, which doesn’t include the cost of damage to personal property or any continued medical aid you may need in the future. In situations where the at-fault party has the minimum insurance requirements, their policy will only cover a fraction of your total bills.
Underinsured coverage ensures you won’t have to pay the price for another party's insufficient coverage — literally.
WATERMELON AND TOMATO SALAD WITH TURMERIC OIL Inspired by BonAppetit.com
This light summer salad is packed with flavor and color! Ingredients
• 1/4 cup virgin coconut oil • 1 tsp peppercorns, coarsely crushed • 1 tsp coriander seeds, coarsely crushed • 1/2 tsp cumin seeds • 1/2 tsp ground turmeric
• 4 cups seedless watermelon, diced into 1/2-inch pieces • 2 medium heirloom tomatoes, diced into 1/2-inch pieces • 8 oz mild feta, diced into 1/2-inch pieces • Flaked sea salt
Directions
1. In a small saucepan, heat coconut oil, peppercorns, coriander seeds, cumin seeds, and turmeric for about 3 minutes or until fragrant. Let cool slightly but do not let coconut oil solidify. 2. In a large bowl, place diced watermelon, tomatoes, and feta. Drizzle with oil mixture and finish with a dash or two of salt.
The Di Bartolomeo Law Office, P.C. 1139 Exchange Street | Astoria, Oregon | 503-325-8600 | www.JoeDiBartolomeo.com
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