Sudoku
Sail Past the Snow
When the frost creeps up your windows and the wind howls outside, why stay bundled up when you could be basking in the sun on the deck of a cruise ship? Winter cruises are the ultimate way to swap icy sidewalks for sandy beaches, and they make travel easy. You unpack once, then wake up somewhere new every morning! Whether you want a quick escape or a long, leisurely adventure, the open seas are calling. Paradise on The Panama Canal Imagine drifting through the legendary Panama Canal, a modern wonder that connects two mighty oceans. Along the way, you’re surrounded by rainforests, golden beaches, and the vibrant culture of Panama. Many cruises stretch the journey further, adding stops in Costa Rica, Colombia, or Ecuador, perfect for travelers eager to soak in local traditions, wildlife, and breathtaking scenery. It’s history, adventure, and relaxation all rolled into one unforgettable voyage. Caribbean Dreams Come True Turquoise waters. Rhythmic steel drum music. The sweet scent of jerk chicken sizzling on the grill. A Caribbean cruise turns all those winter daydreams into reality. Sail to islands like Jamaica, Puerto Rico, or the Bahamas, where you can lounge on sun-drenched beaches one day and wander through bustling open-air markets the next. Every port has its own flavor, making every stop a new adventure. Make Memories on the Mediterranean Trade the chill of winter for the gentle warmth of the Mediterranean, where ancient ports and sapphire waters await with fewer crowds and irresistible off-season deals. Picture strolling sunlit promenades in Barcelona or savoring seaside views in Dubrovnik without the summer bustle. For seniors craving both adventure and comfort, winter cruising on the Mediterranean offers serenity, culture, and savings all in one unforgettable voyage. Just pack a cozy layer or two. Sunshine lingers, but the sea breeze still carries a cool whisper. Curate Your Perfect Cruise Every cruise line offers something different, from onboard entertainment to shore excursions. Think about what makes you happiest: exploring history, soaking in the sun, or trying new foods, and find the itinerary that matches your dream vacation. After all, winter only lasts a season, but the memories you make on the open seas will last a lifetime. WHY SENIORS ARE CHOOSING CRUISES TO BEAT THE WINTER BLUES
Solution on Pg. 4
Helpful Resources • Is your estate plan up to date? Ask us about our FREE Estate Planning Checkup. Call our office or email Julie@mtolaw.com. • Don’t miss Glenn on “Senior Law Radio,” WHMI FM 93.5 every Sunday at 8 a.m. You can also listen live (or to previous shows) on WHMI.com. • Questions about your money? Do you need help with your financial goals, investment management, or retirement planning? Glenn has partnered with his personal financial advisor, Brad Jerome, to bring expert financial services to our clients. Brad meets with you right in our office — no cost, no obligation, and no pressure — just an opportunity to discuss your goals with a top-notch financial advisor to see where your path might lead. You can reach Brad directly at 517.301.3070. • Let us be your trusted advisor for all your legal matters. We’ve grown with the referrals we receive from our clients. We want to return the favor by helping you find a great attorney outside of estate planning, elder law, and probate. Our clients often call us in need of an attorney who focuses on personal injury, auto accidents, elder and nursing home abuse, workers’ compensation, Social Security disability, and many other areas. To get the best results, you need an experienced attorney to help. If you want a referral, call our office or email Julie@mtolaw.com. We are glad to help!
MichiganEstatePlans.com • 888.487.6150
3
Made with FlippingBook Ebook Creator