Omaha Insurance Solutions - May 2020

Club MED

May 2020

A Partner in His Life and Career

Chris on Being Married to a Physical Therapist

One of the most important partners in my life and my career is my wife, Beverli Jane (but I call her Bev). We got married in February, so it’s been a real shame to see so many weddings canceled during this prime wedding season. I hope the nation heals soon so that we can all celebrate these profound relationships in our lives together. My wife has had an incredible personal and professional journey, and getting her insights into the medical field has been so helpful and eye-opening for me. I’ll give you an example. We were watching a movie once — it might’ve been a docudrama on the First Battle of Fallujah — and in one scene, a Humvee (an armored Jeep combat vehicle with a machine gun strapped to the top) was traversing along a very rough road and stopping and starting again during one battle. The young man gunning the machine gun kept hitting his back against the cover rim of the armored truck.

Here’s another example: Once, my wife showed up to a PT appointment in the hospital and the patient was in a coma. Of course, coma patients still need exercise, though they can’t do it themselves. A nurse will often move their joints and limbs on a daily basis, just to keep their body and muscles from completely deteriorating. But a PT doctor doesn’t need to be hired to do that. Not only does it increase the medical bill, but it also keeps Bev from patients that need her services. These days, my wife doesn’t do much physical therapy, though. Her hospital has dedicated an entire wing to treating COVID-19 patients. Bev’s main duty is scanning temperatures and checking everybody who walks through the door for coronavirus symptoms. It’s not easy work. Because of it, she makes sure that I use Purell before and after all of my meetings. Bev does a lot for others, and she’s done so much for me over the years — and to think, we almost missed out on each other! We met when were both on the same corner, waiting for our blind dates. I tried talking to her a few different ways, but each time, she’d ignore me. It became clear after a while that we were both waiting for dates. So, I said, “I’ll tell you what. Maybe your blind date will work out, but if it doesn’t, maybe we can go out sometime.” You should’ve seen her face. She looked at me like I was clueless! But it did pay off. She wrote her number on my hand, and eventually, we did connect and go out. I couldn’t feel more blessed to have her in my life. I hope everyone stays safe and healthy, but, most importantly, connected with the people they care about. Until next month, friends! –Chris Grimmond CFP ® 402-614-3389 • 1

Bev turns to me and says, “That’s the most common injury I see.”

That might sound crazy at first. However, she has a doctorate in physical therapy, and she sees a lot of veterans. When you’re young, repeated, intense impact injuries like that may not leave you feeling much more than a little soreness. However, as a person ages, they have real, life-altering consequences. It’s not just military jobs that are physically challenging for a young person. Many kinds of physical work have similar consequences later on. People don’t pick that up right away, even in the medical field. That’s not the only thing I’ve learned from Bev, though. I’ve also learned about other things from Bev’s unique perspective, such as how hospitals really work. For example, since doctors (whether they’re inexperienced or experienced) want to avoid being sued, they will often overcompensate for an injury by prescribing unnecessary medications and treatments. At times, insurance companies may look like the bad guys for denying coverage for prescribed services, but there are many instances where doctors are simply protecting themselves through overprescribing. “I’ve also learned about other things from Bev’s unique perspective, such as how hospitals really work.”

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