JMMB October 2017

INVESTMENT OPPORTUNITY JUST FOR YOU! (Limited time only.)

SALE AND LEASEBACK

“No Nuisance” BANKING FEES

Monthly service charge on accounts Cash deposits in excess of $1 million JMD

Free

Investment type Sale With Existing Lease

(Sale of commercial property with existing leases) Real estate asset Portmore Pines Shopping Centre Purchaser Investors

Free

Cheque deposit: same-day value (JMMB bank cheques)

Free

Minimum purchase

$5,000,000 JMD (plus 2.25 percent stamp duty and registration fee) $950,000,000 JMD (plus 2.25 percent stamp duty and registration fee) USD rent: IBEX Global Jamaica Limited JMD rent: Sangsters Book Store, ICWI, Jada-Lee Johnson-Campbell, Electroville, Fruitalicious Frozen Yogurt, The Shoe Store

Total sale price of asset

Cash withdrawals up to $1,000,000 JMD Transfer between own accounts (internal transfer)

Free

Free

Existing tenants of property

Retail Current Account (No Cheques) (NO CHEQUES) Retail Current Account (WITH CHEQUES)

Available in 5 Currencies MinimumOpening Balance – J$1,000 or 100 USD/EUR/GBP/CAD FREE In Branch Deposit/Withdrawal/Cheque Encashment (up to J$1 M) FREE ACH & JMMB Bank Transfers FREE Bill Payment and FREE Point of Sale J$ Only &MinimumOpening Balance – J$1,000 No Monthly Service Fee FREE In Branch Deposit/Withdrawal/Cheque Encashment (up to J$1 M) FREE ACH & JMMB Bank Transfers FREE Bill Payment and FREE Point of Sale Available in 5 Currencies &MinimumOpening Balance – J$1,000 or 100 USD/EUR/GBP/CAD No Monthly Service Fee FREE In Branch Deposit/Withdrawal/Cheque Encashment (up to J$1M) 1 FREE Manager’s cheque per month, Free bill payment J$ Only MinimumOpening Balance – J$5,000 No Monthly Service Fee FREE In Branch Deposit/Withdrawal/Cheque Encashment (up to J$1 M) FREE ACH & JMMB Bank Transfers, FREE Online Bill Payment Cheque Books available in sets of 200 leaves Interest accrued daily paid quarterly Bonus Interest paid twice annually

Size of property 58,362 sq. ft. Currency of payment

Investors will receive rental payments in both USD and JMD.

Cash yield

USD: 7.55 percent p.a. JMD: 10.6 percent

Currency

JMD

Tax

Tax not withheld at source

Retail Savings Account

Insurance

Property is insured

Offer period

October 6–13

A sale and leaseback constitutes an arrangement where the seller of an asset leases back the same asset from the purchaser. A leaseback arrangement is useful when companies need to untie the cash invested in an asset for other investments, but the asset is still needed in order to operate. The lessor benefits in that they will receive stable payments for a specified period of time.

Business Current Account (SMEs) (WITH CHEQUES)

TRIVIA 1. WHEN WAS THE JMMB BANK JAMAICA OPENED? A. Sept 1, 2016 B. July 1, 2016 C. August 14, 2017 2. HOW MANY LOCATIONS DOES JMMB BANK JAMAICA HAVE?

TAKE A BREAK!

4. WHAT ARE THE MONTHLY SERVICE FEES ASSOCIATED WITH JMMB BANK CURRENT ACCOUNTS? A. $850 B. $1,000 C. None at all 5. WHAT IS THE COST PER CHEQUE LEAF FOR JMMB BANK?

A. 3 B. 4 C. 6 3. TRUE OR FALSE

A. $50 B. $70 C. $100

JMMB Bank offers chequing accounts, current accounts, lower fees or no fees, home loans, car loans, business loans and debit cards.

BEACH CAPITAL CARIBBEAN COFFEE CRICKET

DIVIDENDS FOOTBALL JERK

PORT PRINCIPAL

ROYAL SHARE SWALLOWTAIL

MARKET NETBALL

3

(876) 704-3734

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