FY2026 Superintendents Preliminary Budget Final-1

Acton-Boxborough Regional School District Comparative Analysis of Budgeted Health Insurance Costs (dollar amounts in thousands)

FY2021 FY2022 FY2023 FY2024 FY2025 FY2026

Rate Information -

Overall voted annual rate change from P/Y Selected Illustrative Rates: Preferred Provider Org. (PPO) - Family Preferred Provider Org. (PPO) - Individual Health Maintenance Org. (HMO) - Family Health Maintenance Org. (HMO) - Individual Health Savings Account (HSA) - Family Health Savings Account (HSA) - Individual District participation by Plan Type: Preferred Provider Org. (PPO) - Family Preferred Provider Org. (PPO) - Individual Preferred Provider Org. (PPO) - Retiree/Other

4.0% 7.0% 10.0% 8.0% 22.8% 12.0%

$ 3,403 $ 3,640 $ 4,004 $ 4,326 $ 5,312 $ 3,558 $ 1,420 $ 1,520 $ 1,672 $ 1,791 $ 2,200 $ 1,474 $ 1,973 $ 2,112 $ 2,323 $ 2,486 $ 3,053 $ 2,969 $ 817 $ 784 $ 962 $ 1,029 $ 1,264 $ 1,229 n/a $ 1,618 $ 1,731 $ 1,905 $ 2,113 $ 2,595 $ 2,764 afte $ 670 $ 717 $ 788 $ 875 $ 1,075 $ 1,144

Participation Information -

4 0 6

1 1 4

1 1 3

1 3 5

1 3 5

4 1 6

Category share of total participation

1% 1% 0.5% 0.9% 0.9% 1.1%

Health Maintenance Org. (HMO) - Family Health Maintenance Org. (HMO) - Individual Health Maintenance Org. (HMO) - Retiree/Other

251 142

263 140

268 136

261 137

261 137

340 182

48

52

51

51

47

42

Category share of total participation

45% 45% 44% 43% 43% 55%

127

124

128

116

116

117

Health Savings Account (HSA) - Family Health Savings Account (HSA) - Individual

n/a

45

46

49

42

42

53

afte

Category share of total participation

18% 17% 17% 15% 15% 16%

367

398

415

415

466

Aetna/Medicare Preferred - Retiree

340

Category share of total participation

36% 37% 38% 40% 40% 45%

Participation Totals

957 994 1036 1031 1090 1046 4.7% 3.9% 8.3% 7.7% 13.9% 1.0%

Year-to-Year total participation change

Financial Information ($ amounts in 000's) - Annual Budget Appropriation Year-to-Year budget appropriation change

$ 9,009 $ 9,783 $ 10,912 $ 11,418 $ 13,425 $ 13,019 5.3% 8.6% 11.5% 4.6% 17.6% -3.0%

$ 9,291 $ 9,939 $ 10,761 $ 12,561 $ (282) $ (156) $ 151 (1,143) $

Actual/ Projected

Variance - Actual Under / (Over) Budget

63

Made with FlippingBook Digital Publishing Software