SUPPLEMENTAL BENEFITS
Voluntary Insurance Designed to Help Your Benefits Dollars Go Further!
One thing people can count on in life is change. We often fail to consider how these changes affect our current and long- term financial plans. To ensure you are up-to-date with your personal benefits needs, consider this question:
“Do I have the financial resources to help my family maintain their standard of living if I were to become seriously ill, injured or die?”
If you answered “I don’t know”, Colonial insurance could be the answer. As a benefit eligible employee of Leader’s Casual Furniture you can choose from the following insurances that protect you and your family against these financial concerns that are caused from accidents, illnesses and death.
➢ Accident Insurance - Do your children play sports? Are you accident prone? This plan pays an emergency room benefit along with a follow up doctor visit. It covers you and your family 24/7 and also includes income for each day you are hospitalized, AD&D and catastrophic benefits with lump sum payments for specific injuries.
➢ Cancer Insurance – 62% of cancer related expenses are out-of-pocket costs that major medical plans are not designed to cover such as deductibles, coinsurance, loss of wages, travel expenses, treatment and medications. In addition, there is an annual wellness benefit of $100 for cancer screening tests for each person covered by the policy.
➢ Hospital Confinement Insurance - Pays an admission benefit in addition to a daily confinement benefit. This plan can help you budget for any out-of-pocket expenses (deductible and/or coinsurance) that occur when you or a family member is hospitalized.
➢ Critical Illness Insurance - Can help fill the gaps created by loss of income or high medical bills. This plan complements your other benefits by adding additional income when needed most. This coverage pays a lump sum benefit, upon diagnosis of a covered critical illness (i.e. stroke, heart attack, organ transplant, and end stage renal failure).
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