The NEW coverage employees didn’t know they needed.
Introducing the Critical Illness MSK/MSK Plus benet from Cigna Healthcare Supplemental Health Solutions.
We are pleased to oer our NEW Musculoskeletal (MSK) benet. This benefit is available on our Critical Illness insurance plans and provides coverage to employees and their covered family members if they become hospitalized for a specified chronic condition — including musculoskeletal (MSK) conditions, endocrine disorders, heart/vascular conditions and respiratory disorders.
Chronic conditions do more than impact health; they’re also a top driver of health care use and cost. In fact, individuals with chronic conditions tend to have lower vitality compared to those without chronic conditions — and the trend becomes more significant as the number of conditions increases. 1
How the MSK benet works:
Pays a $3,000 cash benet directly to the employee or covered family member, one time per year (100% eligible employee, 50% spouse and child) Expands your Critical Illness policy by including hospitalization for more severe conditions with higher, ongoing and recurring costs
Diagnosis and treatment are generally covered by traditional medical plans. But if your employees face unexpected hospitalizations due to MSK or other chronic conditions, they can also experience stress and disruptions, as well as additional costs.
YOUR NEW GROWTH PLAN Distributed by: Operating subsidiaries of Cigna Corporation. Insurance benefits are underwritten by Cigna Health and Life Insurance Company.
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976303 05/23
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