New Hospital Care coverage created for today’s workforce.
Supplemental Health Preferred Facility Guidance
The average inpatient hospital stay in the U.S.:
Even with major medical coverage, hospital 1 stays can be expensive. The Preferred Facility Guidance (PFG) 2 benefit can help. This new solution is designed to put more money in employees’ pockets when they choose quality facilities with proven better patient outcomes for their hospitalization events. The PFG program from Cigna Healthcare gives employees the opportunity to choose a top-performing health care facility, and receive a higher cash benefit payout on their Supplemental Health claim.
Costs $ 2,873 per day 3
Lasts 4.6 days 3
Visiting a Preferred Facility eliminates unnecessary costs and leads to better health outcomes vs. non-preferred facilities:
One day less in the hospital 4 , on average
15% fewer inpatient re-admissions per year 4
Over 84% of Cigna Healthcare Supplemental Health customers are within 30 minutes of a Preferred Facility 4
How it works
When employees and their family members go to a Preferred Facility, they receive a higher benefit payment amount. • Employees receive up to 150% of the benefit payout when seeking care from a Preferred Facility • Employees receive the standard level payout of 100% when seeking care from a facility not in the Preferred Facility Guidance program Payments are made directly to the covered person 5 for a covered hospital event. The money can be used as they see fit. There are no copays, deductibles or coinsurance to worry about.
And coverage continues after the first covered event — providing additional protection for future covered hospital stays. Plus, finding a Preferred Facility is quick and easy. Online search features make it more convenient than ever for employees to locate Preferred Facilities near work or home. See for yourself at PFGnavigator.com .
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