Spada Law Group LLC - August 2022

Your Child Faces a ncy at College? CAN YOU HELP? privacy records. The same goes for financial records. Although banks and private lenders don’t need to worry about HIPPA violations, they will not discuss your children’s financial records with you. We are seeing more and more financial institutions, banks, medical providers, and colleges refuse to talk to parents because once your child is 18, they have the legal right to privacy. That means you can’t even access their financial status with the school even if you’re paying for tuition.

So how can you help your child if they need you after a medical or financial emergency? You should have a health care proxy and durable power of attorney (POA) for your student. These documents authorize you to speak to the school and the hospital, deal with bills for prescriptions and health insurance, and discuss their financial aid. Identity theft and fraud are on the rise so these institutions have become much stricter to help protect the privacy and information of individuals.

INGREDIENTS • 3 cups sweetened condensed milk • 1/2 cup sour cream • 3/4 cup key lime juice • 1 tbsp lime zest, grated • 1 9-inch premade graham cracker crust DIRECTIONS 1. Preheat oven to 350 F 2. In a bowl, combine condensed milk, sour cream, key lime juice, and lime zest. Mix well. 3. Pour mixture into graham cracker crust. 4. Bake in the oven for 5-8 minutes until tiny bubbles begin bursting on the surface. Do not brown. The filling should wobble. 5. Remove pie from oven. 6. Place pie in refrigerator and chill for 1 hour. Enjoy! Simple Key Lime Pie You Won’t Forget I have a genuine sweet tooth and have a hard time passing on desserts. This is especially true when you put a key lime pie in front of me. It’s one of my absolute favorite desserts and the perfect pie to bring to a barbecue or family gathering. If you’re craving the perfect citrus treat then give this recipe a try!

We don’t deal with this area of law at Spada Law Group but know of some fantastic attorneys who are well- qualified to help you with any needs or questions you have about these subjects. Give us a call today so we can point you in the right direction.

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side! 16Personalities says that assertive individuals are self-assured, even-tempered, and

resistant to stress. Although there are times when the Italian in me comes out, I like to think I maintain my composure more often than not. Additionally, they state that assertive individuals don’t push themselves too hard to reach their goals, which doesn’t necessarily sound too much like me. If you’ve read through this article and are still unsure about who Len Spada is, don’t worry. I apparently don’t even know who I am after receiving these test results! Have you taken a personality test from 16Personalities? If so, I’d love to learn more about your results and the other personality types. If you haven’t done a personality test, you should give it a shot. This one has a free option you can try. They’re fun and can give you an insight into yourself.

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