Law Offices of J. Price McNamara - February 2024

nst Unjust Benefit Termination

HOW WE OVERTURNED THIS UNFORTUNATE DENIAL MONTHLY LONG-TERM DISABILITY BENEFITS WON ON APPEAL! Our client Mary (not her real name) suffered from an extreme mental illness disability triggered by work burnout. Her claim story and her symptoms are scary, as you’ll read below, for several reasons. Mary’s treating physicians told her she could not work until she got better. But the Principal Insurance Company ignored the doctors and denied her claim for disability benefits. Principal claimed that the evidence she presented was insufficient to prove her case, despite her treating psychiatrist’s unwavering opinion.

Plan a picnic at LSU lakes. LSU is known for its beautiful lakes beneath breathtaking oak trees, making it an ideal location for a romantic and relaxed picnic date (weather permitting). Don’t forget to grab your picnic blanket and pack your basket with refreshing drinks, sandwiches, chips, and a scrumptious chocolate treat. You could also make a quick stop to get some unique snacks to share! Taste some tapas together. Originating in Spain, tapas are small, savory dishes that are usually served as appetizers but can also be eaten alone and paired with wine. These dishes are perfect for sharing, and their small size allows you to order multiple plates. This way, you and your partner can try out multiple dishes together, but there is no shame in ordering tapas just for yourself! In Baton Rouge, there are several restaurants serving tapas and excellent wine, such as Solera Bar & Tasting Room, Bin 77 Bistro & Sidebar, and Proverbial Wine Bistro. Indulge in a fine dining experience. Valentine’s Day is a perfect occasion for fancy dinners, and luckily, Baton Rouge offers several restaurants for those who want to splurge this year.

We worked closely with Mary to help her build her claim carefully and systematically with new, undeniable evidence far beyond what she had presented to Principal before they denied her claim. In helping Mary gather evidence to build her case, we needed to learn all the details of her story. As we did, we quickly realized that her story of burnout, and truly delusional bipolar disorder, was the most extreme we had ever heard. In her appeal, Mary simply needed to tell her story more vividly and effectively to the insurance company. Mary’s delusional symptoms were terrifying and included “hearing voices and seeing her dead relatives.” She thought she was constantly monitored and would not let anyone near her with a mobile phone. She felt her office was bugged and would only communicate in whispers with co-workers. She thought people were taking pictures of her through the skylight and while using the toilet. She was convinced trucks were following her, and she believed everyone who worked on her house, such as plumbers, yard, and maintenance personnel, was part of the mafia. She became extremely hyperactive, assigning staff to clean out cabinets and refrigerators at 2 a.m. during an ice storm and fired good staff members for no reason. With Mary’s help, we spoke with some of her physician supervisors to create detailed descriptions of their direct observations of Mary’s bizarre behavior. These descriptions were made into formal, signed statements. We created a more vivid, detailed statement for Mary’s signature describing her symptoms. Thankfully, presented with undeniable new evidence in Mary’s appeal and court opinions, Principal finally did the right thing. It paid her for all past-due benefits and began paying her the $7,500 per month that was owed to her under the policy. Unfortunately, disability insurance companies unfairly deny legitimate claims every day. But these unfair denials can be overturned with properly presented, stronger evidence. If you’ve suffered an unfair disability insurance claim denial, we’d love to hear your story and see if we can guide you to benefits. Call or text (225) 201-8311 for a consultation today!

Some of the upscale restaurants in the area include: • Texas de Brazil • Stab’s Prime Steak & Seafood

• Jubans • Maison Lacour French Restaurant • The Little Village

• Ruth’s Chris Steak House • Mansurs on the Boulevard

Marry Me Chicken Inspired by HealthyLittlePeach.com

Ingredients • 3 boneless chicken breasts • 1 tsp salt and pepper • 1 tbsp olive oil • 3 cloves garlic, minced

• 1 cup chicken broth • 1/2 cup heavy cream • 3/4 cup sun-dried tomatoes • 1 tsp dried oregano • 1/2 tsp red pepper flakes

Directions 1. Season chicken with salt and pepper. In a skillet over high heat, add olive oil and allow it to heat up. Then add chicken. 2. Let cook for 6 minutes or until golden brown. Repeat on the other side. Remove cooked chicken to a plate and set aside. 3. Reduce heat to medium and add minced garlic, broth, and heavy cream to the skillet. Stir sauce for 1 minute. 4. Add sun-dried tomatoes, oregano, and red pepper flakes to the mixture. 5. Bring sauce to a simmer, then reduce heat to medium-low. Add chicken back to the skillet, coating each side. Cook until chicken reaches 165 F.

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