Financial Architects - September 2020

A Chat With a Client Q&A With Janet Urban

STUDENT TECH SUCCESS Educational Tools to Improve Digital Learning

Kids these days face so many more distractions from academics than their parents did. It’s not as easy to focus on homework when TikTok, YouTube, and all sorts of video games beckon. Instead of trying to prevent screen time, why not allow students to engage with technology that will help promote their learning rather than distract from it? Here are three tools to help students at different age levels get the most from online learning. BEANSTALK While Beanstalk is an online learning tool, the beauty of it is that the classes and videos aim to pull kids “out of the screen to do real-world physical activities.” These include science experiments, building projects, and more. Experienced teachers provide engaging lessons and learning tools, and many of them are free. EDUHAM What better way to learn about the history of our nation than through one of the nation’s most popular musicals? “Hamilton” creator Lin-Manuel Miranda launched this learning platform in 2016 along with the show’s director and in partnership with The Gilder Lehrman Institute of American History. EduHam is a free digital program for students and their families that provides history lessons on the Founding Era of the United States. It also brings art into the mix — Miranda shows students how to create their own performance pieces based on primary source documents, which they can then share in the app. The program is geared toward students in sixth through 12th grade, though everyone is welcome to participate. FIVEABLE For high school students, the most looming challenges include the SAT and Advanced Placement (AP) exams that are so important for college. Enter Fiveable, the amazing free resource that houses thousands of livestreams, study guides, trivia games, and other resources for 15 AP subjects. Started by a former teacher, Fiveable is passionate about giving students the resources they'll need to be successful now and into the future. With so many resources out there, students can use technology in plenty of ways to help them be successful. Here’s to a fall season full of learning!

HOW WERE YOU INTRODUCED TO FINANCIAL ARCHITECTS, AND HOW HAS THAT RELATIONSHIP BLOSSOMED? My husband and I met Patrick Marody about 28 years ago through our insurance agent. We were impressed that he was interested in getting to know us, talking to us about growing our wealth, and telling us it was possible to make plans for financial security. Over the years, we would meet and update each other. Patrick became a good friend to us. When my husband died unexpectedly, it was Patrick who reassured me I was in good financial shape, and he introduced me to Dan Zech. Now I work with both of them and feel relieved my financial future is solid.

WE UNDERSTAND THAT COOKING IS A BIG PART OF YOUR LIFE. TELL US ABOUT THAT.

I come from a big Italian family, and everyone is a very good cook. My father taught me to cook at a young age, and I love the gratification that comes from serving a well-cooked meal to my family. I also enjoy expanding my culinary expertise, reading cookbooks, and sharing recipes with my friends. It's fortunate my father is still with me, at 90, and we share our love of food and cooking with each other to this day. 2020 CERTAINLY HAS BROUGHT ITS CHALLENGES WITH THE PANDEMIC. WHAT TYPES OF OTHER HOBBIES OR ACTIVITIES, OR EVEN TV SHOWS, HAVE YOU DISCOVERED? PBS and British television, dramas, and mysteries are a passion, so I was able to rewatch some of my favorites and discover new ones. We watched a lot of “The Incredible Dr. Pol,” a show about a veterinarian in Michigan. We worked on puzzles, making masks, and even did a class on Zoom with two of my friends where we made pretzels. My aunt gave me my grandmother's bread recipe and we baked bread. Reading was a good pastime, too. I just finished “The Narcissism of Small Differences” by Michael Zadoorian, which I thoroughly enjoyed. I've also started gardening, which mostly consists of pulling weeds at present, but it gets me outside and I feel productive.

The information contained in this newsletter is derived from sources believed to be accurate. You should discuss any legal, tax, or financial matters with the appropriate professional. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. Registered Representatives offer Securities through The O.N. Equity Sales Company, Member FINRA/SIPC (www.FINRA.org/ and www.SIPC.org). Investment Advisory Services offered through O.N. Investment Management Company and FAI Advisors, Inc., Financial Architects, Inc., FAI Advisors, Inc., and The LifeMethod are not subsidiaries or affiliates of The O.N. Equity Sales Company or O.N. Investment Management Company. We have representatives currently registered in the following states: AL, AZ, CA, CO, DC, FL, GA, IL, IN, MA, MD, ME, MI, MN, MO, NC, NH, NV, NY, OH, OR, PA, SC, TX, VA, WA, and WI.

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