Brooks & Crowley - December 2022

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Review Brooks & Crowley

December 2022

781-251-0555

www.brooksandcrowley.com

439 Washington Street Dedham, MA 02026

*Services Throughout Massachusetts

Keep Your Family Traditions Alive THEY HELP CREATE LIFELONG MEMORIES

This year is my first one as an empty nester. Both of my daughters are now in college and taking their first steps into adulthood. While it’s weird to have the house empty, I’ve enjoyed my experience as an empty nester. As a parent, my job was to equip my daughters with the

is the first community your children know, so creating traditions and giving them something to reflect on means a lot to me.

Our family traditions not only mean a lot to my wife and me but also to our daughters. My girls always ask what our plans are when they come home. They can’t contain their excitement about picking out a Christmas tree and decorating it. When we pull out the box of ornaments, they love to hear the stories behind each. We have some that the girls made in school and reminisce on their grade school years. One was made with their handprints in kindergarten! Then, we have ornaments we got in different places we’ve traveled to, so we will talk about those journeys and our favorite memories of them. While my daughters may not be under the same roof, having us all together for the holidays is great. The holidays mean a lot more to me now that we are no longer together as much, and it means more to my girls, too. I hope that when my girls get older and have their own families, they will continue our family traditions and

life skills they needed to become independent and well-rounded adults. The birds have left the nest, and seeing them fly has been amazing — I’m so proud of them. I miss my girls every day, but the advancement of technology has made the

“Continuing family traditions even when

your children are adults is very important — it’s still a way to create lasting memories as a family.”

transition a lot easier. My wife and I will FaceTime our girls often and catch up with them. We also like to visit them and attend tailgates

together. Recently, my wife and I visited one of our daughters, and she took us to a frat party. I hadn’t been to one of those parties in decades. However, it’s still as I remembered — a dim room packed

make some new customs. It gives children a sense of identity, strengthens family bonds, and helps build character. But knowing how much my girls love our traditions, I’m sure they will keep them alive.

with people, lights going off to the music, people dancing, and party juice being handed around. It was hilarious being back there and reminiscing about the parties I attended when I was my daughter’s age.

So, if you’re an empty nester like me, I implore you to continue your family traditions. They help to create lasting memories with your loved ones and to make more meaningful ones with your adult children. Continue strengthening those family bonds with the ones you love — that’s what traditions are all about.

Visiting my girls at college is always something I look forward to. I love seeing

them come into their own and create life experiences. However, I always look forward to the holidays because they come back home, and we can do all our favorite traditions. Continuing family traditions even when your children are adults is very important — it’s still a way to create lasting memories as a family. Traditions play an essential role in your kids’ development. It gives them a sense of belonging, confidence, and consistency. The family

Merry Christmas, everyone!

–Neil Crowley

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LEARN FROM THE BEST ENTREPRENEURS EVERY BUSINESS SHOULD LISTEN TO

and taught them important lessons, the same few names came up repeatedly. So, according to leaders across various fields, here are three business owners you should learn from if you want to grow your business. Darren Hardy It’s rare to meet a business owner who has not heard of or read one of Darren Hardy’s books. The author of “The Compound Effect” and “The Entrepreneur Roller Coaster” has been a leader in the personal development industry for over 20 years. Hardy is the developer of award- winning training programs for entrepreneurs and is the founder of SUCCESS magazine. He even prides himself on mentoring new business owners and helping them find success. Simon Sinek To grow your business, you must become a successful leader, but what does that look like? Simon Sinek has written books like “Start With

Why” and “Leaders Eat Last” to help train entrepreneurs so they can become successful leaders. Whether you watch his online talks, listen to his podcast, or read one of his books, Sinek will inspire you to build a business that you will truly believe in. Mel Robbins Procrastination is one of the greatest obstacles entrepreneurs can face. They might have great ideas in mind, but getting them started can often be a real challenge. That’s where Mel Robbins comes in. She struggled with procrastination for years, racking up hundreds of thousands of dollars in debt before she found the secret to overcoming her problems. Luckily, she shares her thoughts in her book “The 5 Second Rule” and has given helpful information through numerous speeches. Now she’s using her previous hardships to help other business leaders avoid making all-too-common mistakes.

When entrepreneurs prepare to start a business or try to grow their company, they often search for advice from other successful entrepreneurs. So much information about the business world is available though. Regardless of whether you head to the bookstore to buy a new book or navigate to YouTube to find helpful videos, it can be overwhelming. With all of these options available, you may wonder, “Which entrepreneurs or business owners are actually worth listening to?”

While recently talking with successful entrepreneurs about which people inspired

My Claim Was Denied — Why? 3 Reasons Insurance Companies Deny Claims

Experiencing a car accident and getting injured is traumatic and stressful. Dealing with insurance companies

your injuries. Include medical reports from your doctors, medications, physical therapy appointments. These documents will strengthen your claim, and there are resources available to you to pay for these treatments prior to receiving compensation from your claim. Insurance has lapsed. Besides the lack of evidence supporting who’s at fault for the accident, a lapsed policy is another popular reason companies will deny your claim. Whether you’re filing a claim on another driver’s insurance policy or your own, a lapsed policy could affect your claim tremendously. If you or the other driver forget to pay the insurance bill and an accident occurs when the policy lapses, the insurance company can deny your claim. Because of how stressful and difficult it is to file a claim with an insurance company on your own, it’s imperative that you seek assistance from a personal injury attorney. Your friends at Brooks & Crowley will be more than happy to help you and lift some of the weight off of your shoulders. We will ensure you have all the evidence and documentation needed to prove the injuries’ severity and who is liable for the accident. Please don’t hesitate to give us a call — allow us to help you get the compensation you deserve.

during a claim will add additional stress to your plate because of the various documents and evidence you need to receive compensation for your claims. They can deny claims due to the lack of information you provide. Because of this, it’s imperative that you work with an experienced attorney who can assist you through this process. Here are three reasons insurance companies deny claims. There is not enough evidence to dictate fault. Most insurance claims are denied if there is a dispute over who is at fault or liable for the accident. Insurance providers will only agree to pay you if there is clear evidence to show that their client is to blame for your accident and injuries. They will nearly always take the word of their insured over someone else. Pictures and police reports carry the day here. There’s dispute over the extent of your injuries. If an insurance company believes you’re exaggerating the extent of your injuries, they could deny your claim. Therefore, it is preferred that you can demonstrate your injuries through objective means, such as X-rays and MRI scans. We will want information that shows the severity of

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’Tis the Season for Giving — Not Stealing

How to Avoid Holiday Scams

We get busy shopping for Christmas gifts online and in-store during the holiday season. It’s the season that keeps on giving — but not for all. Scammers will devise clever ways to con you out of your hard-earned money. Some will take advantage of your generosity. So, as you scroll through shopping websites and wait for your gifts to come in the mail, be sure to protect yourself from scammers. Here are some tips. Holiday Mail Scams Shipping companies will give you updates and status on your items when you order something online or ship a package off. Although this tool is excellent for tracking where your orders are, scammers will send phishing emails pretending to be these shipping companies. These emails claim your package is lost or more information is needed to process your order or shipment. Some may have a webpage link for you to submit personal information. Phishing emails like these are all too common; unfortunately, millions of people’s data is compromised as a result. Understandably, when

you first receive these scam emails, you panic because you think they are legitimate. But remember, USPS, UPS, Amazon, and FedEx won’t ask for personal information over email. A good rule of thumb is never to click on links in emails — even from the actual company. Scammers are very good at making their emails look authentic. Instead, go to the delivery company’s website and log in to your account. If action is required, you should see a notification in your portal. Alternatively, you can call the business’s customer service line to check if their email is authentic. Holiday Shopping Scams Businesses boom during the holiday season because more people buy their products and services. But this means potential scams can also increase, but you can do a few things to ensure your personal information and banking details are safe. You may see products online or advertisements on Facebook, Instagram, and TikTok that pique

your interest. But before you click “buy,” ensure the website is legitimate. Search for the product on a search engine to see if the same links appear. Carefully read reviews, look for website security credentials, and research unknown retailers before purchasing. It’s better to take extra precautions to ensure your information isn’t compromised. In addition, never use public Wi-Fi when purchasing items online. You’re more likely to be hacked when the Wi-Fi connection isn’t protected or in a secure network. Hackers tap into public internet sources and intercept your data through techniques like eavesdropping. Although it’s appealing to use public Wi-Fi because you think it’s free, it’s not. You pay with your personal information and data. If you or someone you know is a victim of fraud, report the scam to the Federal Trade Commission (FTC) online or by phone at 1-877-382-4357. For more information on scams, fraud, and identity theft, go to USA.gov/scams-and-frauds to learn how to protect yourself better.

Have a Laugh!

Whoville Roast Beast

Inspired by TasteMade.com

No wonder the Grinch stole this roast beast — it’s absolutely mouthwatering.

Ingredients

• 1/4 cup brown sugar • 1 tbsp paprika • 2 tsp black pepper • 2 tsp salt • 3 tbsp olive oil • 1 5-lb bone-in rib-eye roast • 3 tbsp butter • 2 heads of garlic, halved

• 2 bay leaves • 4 thyme sprigs • 2 rosemary sprigs • 1/2 cup beef broth

• 1 12-oz bottle of stout beer • 1 15-oz can diced tomatoes (with liquid)

directions

1. Preheat oven to 375 F. 2. In a bowl, combine brown sugar, paprika, pepper, salt, and olive oil. 3. Place roast in a baking pan and coat with spice mixture. Let marinate uncovered in refrigerator for 1 hour. 4. Place pan on stove over high heat. Brown the roast on all sides, then add butter, garlic, and herbs. 5. When butter melts, add broth, beer, and tomatoes. Bring to a boil. 6. Transfer pan to oven. Braise until meat is tender, up to 2 hours. 7. Remove roast from pan and let rest for 15 minutes. Meanwhile, strain pan juices and put back into pan and boil until reduced by half. When finished, slice roast and serve with pan sauce.

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PRST STD US POSTAGE PAID BOISE, ID PERMIT 411

439 Washington St. • Dedham, MA 02026 Inside THIS ISSUE

1 My First Christmas as an Empty Nester 2 Great Advice From 3 Entrepreneurs

My Claim Was Denied — Why?

3 Protect Your Personal Data From Scammers Whoville Roast Beast 4 December Local Events

What’s Going On, Boston? 3 Holiday Events

It’s the most wonderful time of the year! One of the best ways to celebrate Christmas and New Year’s Eve is by going to Boston and enjoying the countless attractions and activities this month. So, whether you’re continuing family traditions or starting new ones, check out three fun events to put you in the holiday spirit. Boston Blink! Late November through early January Faneuil Hall 1 S. Market St. FaneuilHallMarketplace.com As you walk through the marketplace, you’ll notice more than 350,000 LED lights and holiday music surrounding you. The Faneuil Marketplace has beautiful Christmas lights and decorations that make the picture-perfect scene for your family and friends. While looking at the starry and whimsical lights, be

sure to stroll around and see one of the largest Christmas trees in New England. ‘Urban Nutcracker’ Dec. 17-23

jazz, flamenco, and more. So, join Ruby and her Nutcracker guide as she explores some of the most iconic Boston locations, such as Chinatown and the Boston Public Garden. First Night Boston 2023 Dec. 31 Copley Square 560 Boylston St. FirstNightBoston.org Celebrate the last day of 2022 and ring in 2023 with First Night Boston. This iconic tradition started in 1975 and quickly became a favorite. All the festivities kick off at noon with live performances, food, drinks, ice sculptures, and fireworks. On top of these activities, there will also be puppets, acrobats, face- painting stations, arts and crafts, storytellers, and much more. There’s no better way to ring in the new year than in Boston!

Shubert Theater 265 Tremont St. UrbanNutcracker.com

We’ve all heard the classic tale of the

Nutcracker and the magical ballet you can see during the Christmas season. But now it’s time to reimagine the story with Anthony Williams’ “Urban Nutcracker.” You will see various dance styles during the show, such as classical ballet, tap, hip-hop,

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