CALL FOR DETAILS OR TO MAKE YOUR APPOINTMENT TODAY (727) 748-2886 Chuck Chucri, CFP®, CLU®, ChFC®, FLMI Financial Advisor The Prudential Insurance Company of America Prudential.com/advisor/chuck-chucri Our financial advisors and financial planners offer financial planning and/or investment advice through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS). A financial advisor or financial planner offers securities products and services as a registered representative of Pruco and offers insurance products as an agent of issuing insurance companies. (800) 778-2255 Vermost Insurance is an independent organization and is not an affiliate of Prudential Financial. positively influence your premium. For non-smokers, refraining from starting is a wise decision. MAINTAIN A HEALTHY WEIGHT Obesity is associated with higher risks of medical conditions and mortality rates. Insurance companies often use standard height and weight tables to assess if an applicant is overweight. Maintaining a healthy weight can contribute to obtaining life insurance at a more reasonable cost. MAINTAIN OVERALL HEALTH Preexisting health conditions like high cholesterol, high blood pressure, diabetes, or other chronic issues don’t necessarily condemn you to higher premiums. Following a treatment plan and adhering to prescribed medications can qualify you for a lower premium. AVOID HIGH-RISK ACTIVITIES Engaging in hazardous hobbies such as rock climbing, skydiving, or scuba diving may increase life insurance premiums. Opting for safer activities can help keep your premium more affordable. Contact us today for any inquiries or concerns regarding your life insurance policy or strategies to obtain a lower premium! The professionals at Vermost Insurance Agency are here to offer expert guidance and assistance.
We spend countless hours lying on our mattresses, shaking off dander and sweating through our sheets, but we rarely give them the cleaning they deserve. No longer. This spring, give your mattress a deep and thorough cleaning by following these three steps. Your mattress will last longer, and your sleep quality will improve. STEP 1: ROTATE AND FLIP Mattresses are soft, even if they’re on the firm side, but this comes at a cost: Since we lie on them for hours, they often develop lumps. Rotating your mattress every few months is essential to stem the tide of bumps. If your mattress is two- sided, you can also flip it over. Mattresses are heavy, so don’t No matter the quality of your hygiene, detritus will shake off. Skin, dust, and other particulates are just part of being human. These particulates gather on mattresses, even if you can’t see them, and can cause allergies, attract bugs, and so on. Vacuum the top and sides of your mattress, making sure to get every surface. STEP 3: CHECK FOR AND REMOVE STAINS hesitate to get help! STEP 2: VACUUM Spilled liquids can seep through blankets, sheets, and even mattress protectors. You may not notice stains until you inspect your mattress carefully. If you find stains, fret not; you can remove them with the right approach. Mix equal parts water and white vinegar for an effective, nontoxic cleaning solution. Spray the stain and work it in with a cloth or a brush, then let it sit until the stain fades or disappears. Sprinkle baking soda over the area to dry everything and vacuum the excess. CLEAN REGULARLY FOR BEST RESULTS A clean mattress isn’t just about looks. It improves sleep quality, as dirty mattresses allow dust, allergens, and other particles to enter air passages. Regular cleaning also helps extend the life of your mattress, and they can get expensive. Besides cleaning, take additional precautions like using a mattress protector. With a bit of diligence, you can defend your health and your mattress. MATTRESS CLEANING 101 Better Sleep, Better Health
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