In Kansas City, drivers are required to maintain car insurance coverage. If you are the at-fault driver in an accident, your insurance provider will likely view you as a higher risk and raise your insurance premiums to compensate for the claim payout and potential future liabilities. Conversely, your insurance rates should remain unaffected if you were not responsible for the accident. WHEN DO INSURANCE PREMIUMS INCREASE? Your insurance premium will only increase if you get into a chargeable accident. In a chargeable accident, you were more than 50% at fault; these chargeable accidents cause property damage, injuries, or deaths. In Missouri, an accident must generate at least $500 worth of property damage to be chargeable. If your collision was less destructive than this, your premiums should not increase. Other factors that can lead to the decision to increase your premiums include the cost of the claim, your driving record, and your history of previous accidents, if applicable. WHEN WON’T YOUR PREMIUMS GO UP? There are many circumstances in which your auto insurance costs should not increase after a car accident. If you return to your parked car and find damage without contact information, your premiums should stay the same as long as you were legally parked. If the other Keep Your Insurance Rate Protecting Your P Kansas City is always buzzing with excitement! After all, it is the biggest city in Missouri. This time of year is the time to get out and explore our beautiful city. If you like arts and crafts, barbecue, or watching a parade go by, this city has a lot to offer this spring. CRAFT SHOWS Crossroads Arts District in Kansas City comes alive the first Friday of the month with galleries and artisans selling crafts, collectibles, and art. First Fridays in Crossroads is one of the best free things to do in Kansas City every month! Don’t forget to check out the creative murals in the neighborhood or visit the Art Alleys between Baltimore and Wyandotte from 18th Street to Southwest Boulevard, which are filled with art vendors. There will also be food trucks. First Fridays starts March 3 from 5–9 p.m. at the Crossroads Art District in downtown Kansas City. BARBECUE TOUR Discover the world’s barbecue capital with an unforgettable tour experience in Kansas City. On every Saturday in March, embark on a A GUIDE TO LOCAL U THE KANSAS
Sometimes, heroes come sans cape but with fur, paws, and a keen sense of smell. We’ve heard the stories of police dogs, bomb-sniffing dogs, and the German shepherd Trakr, who found the last survivor on 9/11. But even untrained pets and strays can be heroic. Meet Jack, a stray dog in New York City known for scavenging through dumpsters. One early morning, his routine search for food took a life-saving turn. Behind one of these dumpsters was a baby, wrapped in a blanket, vulnerable and alone. Instinctively and with remarkable gentleness, Jack picked up the baby in the blanket with his teeth. Whether guided by fate, an extraordinary sense of purpose, or just because it was the closest open business, Jack took the baby to the hospital. The nurses tried to shoo him away when he first ran through the sliding doors. One nurse, noticing the bundle in the dog’s mouth, was able to get close enough to retrieve the baby. Thanks to Jack, the baby received life-saving medical attention. In the 1920s, the remote town of Nome, Alaska, grappled with a deadly diphtheria epidemic. Children were dying, and the icebound city was inaccessible by plane or boat in the winter. The only way to deliver the needed antitoxins was by dog sled on the Iditarod Trail. Balto, a Siberian husky, received most of the fame, but Togo, another husky, led the team across the most treacherous part of the journey. These dogs delivered life-saving medicine in time and saved many of Nome’s children. Cats can be heroes, too, as proved by a calico cat who lived up to his name in the most unexpected way. One night in Mississippi, intruders were trying to break into a home. The house cat, Bandit, sensed the danger and sprang into action. The cat’s relentless scratching and tugging at its owner’s blanket finally woke him. Then Bandit led his human downstairs to discover the attempted break-in, which also scared away the intruders. Bandit proved that size and species don’t matter in heroism. In moments of crisis, these four-legged heroes rose to the occasion, not for glory or reward but out of pure love and loyalty. They are potent reminders of the courage and selflessness that animals are capable of. Jack, Togo, and Bandit Went Above and Beyond 3 FURRY HEROES
2
Made with FlippingBook Ebook Creator