Download the Edvest 529 College Savings Plan enrollment brochure.
Wisconsin’s direct-sold college savings plan
The only direct-sold 529 Plan with triple tax benefits for
Wisconsin taxpayers! Edvest.com
Start saving today!
It is never too early to help prepare your child, grandchild or loved one for a successful future. The more time you have to save, the greater the multiplier effect can be from compounded earnings. See how your savings might have grown if you started with $5,000 and continued to save $100 a month for 8, 12, and 18 years: Start early to make the most of your savings
$2.85 Initial Contribution
Earnings
Subsequent Contribution
$53,584
$31,520
$20,559
Saved for 18 years
Saved for 8 years
Saved for 12 years
This chart assumes a $5,000 lump sum investment, a $100 monthly investment and 6% annual rate of return. The calculations are for illustrative purposes only, and the results are not indicative of the performance of any investments. The calculations do not reflect any plan fees or charges that may apply. If such fees or charges were taken into account, returns would have been lower. With any long-term investment, investment return may vary. Such automatic investment plans do not assure a profit or protect against losses in declining markets. Account value in the investment portfolios is not guaranteed and will fluctuate with market conditions.
529 plans are one of the most popular ways families choose to save for college. Other methods include Roth IRAs or standard bank savings accounts. Why save for college with Edvest 529?
Bank Savings Account 2
Roth IRA 3
Edvest 529 1
Can reduce your WI state
taxable income.
Limitations apply.
Tax deferred growth
Tax-free withdrawals for qualified expenses
Investment Portfolios
No income restrictions
No age restrictions for withdrawals
High annual contribution limits
Read about material differences between Edvest 529, Roth IRAs and bank savings accounts in the disclosure. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Be sure to consult your legal or tax professional for tax advice. No tax-free distributions for college expenses unless account owner is age 59 ½ or older and account has been established for five years.
Investment options to fit your family’s needs. Edvest 529 offers a variety of professionally managed investment portfolios to fit your life situation, risk tolerance and savings goals.
KEEP IT SIMPLE.
Enrollment Year Investment Portfolios Enrollment Year Investment Portfolios are
based upon the date your student is expected to need the funds for their education. The risk level will automatically shift from aggressive to conservative as that date approaches.
OR, BUILD YOUR OWN. Multi-Fund Investment Portfolios
These investment portfolios are each invested solely in a single underlying fund. Since their performance is entirely reliant on the underlying fund, they may be more volatile than other options. Note, participants do not own shares of the underlying funds directly.
Single Fund Investment Portfolios These investment portfolios are each
invested solely in a single underlying fund. Since their performance is entirely reliant on the underlying fund, they may be more volatile than other options. Note, participants do not own shares of the underlying funds directly.
Principle Plus Interest Investment Portfolios
These investment portfolios are for participants who prefer to select a portfolio for its specific asset allocation. Each of these investment portfolios invests in more than one mutual fund and may also invest in a funding agreement, and has a different investment objective and strategy.
Once you invest in a particular portfolio, you can transfer contributions and earnings to another investment portfolio up to twice per calendar year.
Ready to get started?
1. Gather Information You will need the Name, Social Security Number or Taxpayer Identification Number, Date of Birth, and Current Address for the: It’s as simple as 1-2-3.
Account Owner - the person in charge of the account Beneficiary - the person you’re saving the money for
2. Make Initial Contribution Can be done through your bank account, via check, or through payroll direct deposit. Start with as little as $25! 3. Choose Your Investment Portfolio Decide where you want your savings invested. You can add to your account by setting up recurring contributions at any time.
Need more information?
Visit Edvest.com: Live webinars One-on-one virtual appointments College Savings Tools And much more!
To learn more about Wisconsin's Edvest 529 College Savings Plan, its investment objectives, risks, charges and expenses see the Plan Description at Edvest.com before investing. Read it carefully. Wisconsin taxpayers can qualify for a 2026 state tax deduction of up to $5,280 annually per beneficiary for single filers or married couples filing a joint return from contributions made into an Edvest 529 College Savings Plan. Married couples filing separately may each claim a maximum of $2,640. Check with your home state to learn if it offers tax or other benefits such as financial aid, scholarship funds or protection from creditors for investing in its own 529 plan. If the funds aren't used for qualified higher education expenses, a federal 10% penalty tax on earnings (as well as federal and state income taxes) may apply. Investments in the Plan are neither insured nor guaranteed and there is the risk of investment loss. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, is the distributor for the Edvest 529 College Savings Plan. The Edvest 529 College Savings Plan is an investment account that offers tax benefits when used to pay for qualified higher education expenses for a designated beneficiary. As funds grow in value, based on the performance of the selected investment portfolio, taxes are tax-deferred. Withdrawals for qualified higher education expenses are tax free. If the funds aren't used for qualified higher education expenses, a federal 10% penalty tax on earnings (as well as federal and state income taxes) may apply. Investment risk depends upon the underlying investment vehicle. Investments are neither insured nor guaranteed and there is the risk of investment loss. 1 A savings account is an interest-bearing deposit account held at a bank or other financial institution. Though these accounts typically pay a modest interest rate, their safety and reliability make them an option for parking cash available for short-term needs. Any interest earned in a bank savings account is fully taxable. Funds may be used for any purpose. 2 A Roth IRA is an individual retirement account (IRA) that allows qualified withdrawals on a tax-free basis if certain conditions are satisfied. Roth IRAs are similar to traditional IRAs, with the biggest distinction being how the two are taxed. Roth IRAs are funded with after-tax dollars—this means that the contributions are not tax-deductible, but once you start withdrawing funds, the money is tax-free. 3
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