After a long week of work, many Americans relax, participate in their hobbies, and try to avoid increased responsibilities during the weekend. While this can be beneficial for your mental health, have you ever felt like your week was off to a rough start as soon as Monday rolled around? There’s nothing wrong with relaxing on the weekend, but putting aside your responsibilities for a few days can put you behind the eight ball. Sunday Habits That Set You Up for the Week NO MORE MANIC MONDAYS
Retirement used to mean living off a pension, Social Security, and maybe some modest savings. But today, many retirees are looking for ways to keep their cash flow strong without having to clock in anywhere. That’s where passive income comes in. Passive income means money that rolls in regularly with minimal day- to-day effort. It adds stability, flexibility, and peace of mind to your retirement years. Let’s take a look at a few smart, realistic ways to build passive income in retirement. REAL ESTATE RENTALS (WITHOUT THE HASSLE) Owning a rental property can be a steady source of monthly income. But if dealing with tenants or leaky faucets isn’t your thing, consider hiring a property manager. You’ll still get the income without the stress. Alternatively, real estate investment trusts (REITs) offer exposure to real estate markets without owning physical property. DIVIDEND-PAYING STOCKS Dividend stocks are like a paycheck from your portfolio. You invest in companies that share their profits regularly, and over time, those dividends can add up. Many retirees use dividend income to supplement Social Security or cover monthly expenses. PEER-TO-PEER LENDING Through platforms like LendingClub or Prosper, you can lend money directly to individuals or small businesses and earn interest in return. While there’s risk involved, diversifying your investments can help spread that risk out. CREATE AND MONETIZE SOMETHING ONCE Do you have expertise in a certain area? Consider writing an e-book, creating an online course, or licensing your photography. With a little effort up front, these creative ventures can provide long-term income. ANNUITIES FOR PREDICTABLE PAYMENTS An annuity isn’t technically passive income, but it can feel like it. You make a lump-sum payment to an insurance company, and in return, they pay you a guaranteed monthly income. It's a great option for those who value security and structure. Retire Smart 5 WAYS TO EARN MONEY WITHOUT CLOCKING IN
You don’t need to set aside your
Sunday to deep-clean the house from top to bottom, but adding beneficial habits
to the final day of the weekend can ensure every week starts on the right foot.
Declutter Decluttering and clearing your space will directly impact your mental state.
This can be an overwhelming task at times, especially if you have a house full of kids, but you can make it manageable by keeping up
with it every week. It might be easier once the kids go to bed, but take a few minutes every Sunday to walk through your house and pick up any items off the floor, on furniture, and anywhere else they may be lying. Plan Ahead Nothing will better prepare you for the week ahead than planning. Look through your work schedule and your kids’ calendars to make sure you’re aware of upcoming events, games, or practices. You could also consider meal prepping if the upcoming week looks busier than usual. To take it a step further, prepack your kids’ lunches, lay out clothes for the workweek, and write down additional responsibilities you’ll have throughout the week. Light Cleaning As stated earlier, you don’t need to deep-clean every week, but your home will look much better if you establish weekly light cleaning behaviors. Wipe down the surfaces in your kitchen, clean the windows, and give your floor some love by mopping, vacuuming, or sweeping. If you have the time and energy, consider doing a load of laundry or two. These little tasks will add up, making your house consistently sparkle.
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