Florida Buyer Guide

1 BUYER’S GUIDE

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FINDING HOME, TOGETHER.

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We are Fulton Grace, one of the fastest-growing residential real estate firms in our area. Our vision is to inspire growth, achieve shared success, create boundless opportunities and approach every situation with personalized support. After 2008’s financial crisis left the real estate market in a state of deep uncertainty, Fulton Grace saw an opportunity to work with homeowners and tenants by offering apartment rental and property management services in Chicago. When owners couldn’t sell their properties, we offered an alternative solution to weather the bad market. We secured quality tenants for our clients and professionally managed their properties until the sales market rebounded. Once the market began to improve, Fulton Grace rapidly expanded its services to include working with buyers, sellers and investors. Today, Fulton Grace is proud to offer its clients a full suite of residential real estate services—property management, sales and rentals in Florida, Arizona, Illinois, Wisconsin. Our real estate agents and staff are amongst the most intelligent, happiest and hardest working professionals in the industry. They share a collective mission—to provide unparalleled customer service with cutting-edge tools and in-depth, local knowledge. Fulton Grace agents work to build lasting and meaningful client relationships. It is their highest priority to be the best advisors possible and to ensure their clients reach their respective goals. A passion for excellence and strong commitment to our clients drives our continued growth and is at the core of the Fulton Grace brand. FULTON GRACE REALTY A STORY OF CONTINUED SUCCESS

We would be honored if you let us put our commitment and experience to work for you.

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ALWAYS GROWING

Ten-Time Honoree

Five-Time Winner

Our exponential growth has been honored by the prestigious Crain’s Chicago Business Fast50, which recognizes the fastest-growing companies in Illinois. Additionally, we have been honored on the Inc. 5000 list every year since 2015. This award recognizes the 5,000 fastest-growing independently-owned companies nationwide. We have achieved such astounding growth through the amazing efforts of our talented team and the unwavering support of our expansive and loyal client base.

Recognized on Nation’s Best Brokerages List

Two-Time Honoree BE PLACES TO WORK

Two-Time Honoree

GETTING NOTICED

Don’t just take our word for it. Fulton Grace and its agents have been featured in countless local and national periodicals as leaders in residential real estate.

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GIVING BACK We regularly coordinate in-office toy, clothing and food drives and even blood drives. We embrace opportunities for our staff and agents to come together and volunteer at local food pantries and donation centers. Fulton Grace also makes frequent financial donations to local charities to support the vibrant communities in which we serve.

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SUPERIOR AGENTS

COACHING & EDUCATION

OUTSTANDING CUSTOMER SERVICE

Our agents receive thorough training coupled with ongoing education opportunities. They’re continually sharpening and expanding their skills every day. The end result—advanced, savvy and knowledgeable agents ready to guide you through your home purchase.

We don’t just get the job done. We go above and beyond to give our clients the best possible experience along the way. We are proactive, provide regular feedback, thoughtful recommendations and a genuine passion to give our clients 110%.

COMPREHENSIVE TOOLS

PROVEN EXPERIENCE

We provide our agents with the cutting-edge tools they need to market properties, stay connected and streamline processes, allowing our agents to stay focused on what’s most important—serving their clients.

Fulton Grace agents are among the top agents in Florida, Arizona, Illinois and Wisconsin. Years of collective experience, knowledge and wisdom create an exceptional client experience.

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Consult a Fulton Grace real estate agent for professional referrals (lender, escrow, etc.) 1 | ESTABLISH YOUR TEAM

Learn the homebuying process from beginning to end 2 | ESTABLISH YOUR PROCESS

10 STEPS FOR BUYER SUCCESS

3 | AGREEMENTS

Execute the exclusive buyer agent agreement, review contract for purchase and understand disclosures

4 | STRATEGIZE

Build a market-based offer strategy to meet or exceed your goals

5 | COMMUNICATION

Gather and discuss feedback throughout the showing and purchase process

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6 | OFFERS

Create and negotiate offers utilizing the market- based offer approach

7 | ACCEPTANCE

Secure accepted and executed contract

Secure financing within the stipulated time frame 8 | FINANCING CONTINGENCY

Begin the process of choreographing the move of your home to its next location 9 | THE MOVING PROCESS

Contract closes! Move into the next phase of your life! 10 | CONGRATULATIONS

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MARKET EDUCATION & PREPARATION

Identify your team of professionals: Your Fulton Grace real estate agent, mortgage lender, home inspector and moving company

Execute the exclusive buyer agent agreement

Learn the steps of obtaining a mortgage

Speak to a preferred mortgage lender to begin the mortgage pre-approval process

Discuss the conditions of the current real estate market for buyers nationally, regionally, locally and within your “personal” market

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FINANCING OVERVIEW

The lender will obtain your credit report and preliminary financial information

Obtain a pre-approval letter from the lender

Once you are under contract for a home purchase, you and your agent will provide the lender with the signed real estate contract and disclosures You will supply the lender with all of your detailed financial information, including the completed loan application, tax returns, bank statements and any other information requested by the lender

The lender will schedule an appraisal of the property, coordinated through the seller’s listing agent

The lender will request a condo questionnaire from the condominium association (if applicable), which will contain certain relevant information about your purchase A “clear to close” notification will be provided by the lender, which is an unconditional mortgage approval and the last step in the financing process

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FL Realtors

THE SEARCH

Establish a market-based offer strategy for purchasing a property

Identify the specific type of property you desire (characteristics, location, price, etc.)

Review current inventory

Set up search criteria to automatically notify us of new listings

Select four to six properties that match your requirements

Schedule showings

Identify your top two to three choices

Confirm pre-approval letter from your lender

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TECH THAT POWERS A SMARTER SEARCH

FULTONGRACE.COM Our responsive, custom-built website is the perfect place for you to locate your next home. Homes are indexed directly from the MLS, resulting in one of the most powerful property search sites, optimal for both buyers and renters. Be the first to know about any upcoming Fulton Grace listings—our website displays its exclusive “Coming Soon” listings, which have yet to hit the market! Save your searches, mark your favorites and receive notifications about any new listings that match your criteria. If you are looking for a new home on the go, you will enjoy our mobile-friendly website, designed for use on all devices. Easy navigation, including property searches and interactive property tours, make for a smooth and connected user experience and our Restyle tool shows you the possibilities of a property before you even step foot inside.

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THE SEARCH TECH THAT POWERS A SMARTER SEARCH

INTERACTIVE PROPERTY TOURS Seamless scheduling, routing and agent communication ensures you can focus on experiencing all a property has to offer without stressing over notes or logistics.

COMPARATIVE MARKET ANALYSIS (CMA) Our custom CMA delivers personalized, data-driven property evaluations to assist in developing the smartest possible pricing and negotiation strategy based upon the latest market dynamics.

Grace Fulton | 773.698.6648 | grace.fulton@fultongrace.com

THE SEARCH TECH THAT POWERS A SMARTER SEARCH

FL, Homes for Sale

RESTYLE TOOL This cutting-edge tool empowers FultonGrace.com visitors to envision how a space might look with updated paint colors, new countertops or even a complete redesign featuring multiple motif options. With just a few clicks, prospective buyers can transform listing photos to realize their desired design aesthetic and imagine exciting possibilities.

Florida

1234 Main Street, Palm Martin, FL

INVESTMENT ANALYSIS We’re changing the game in real estate investment analysis. Fulton Grace has developed a one- click analysis tool to take multi-family property evaluation to the next level. Our proprietary rent validator allows you to input monthly rent values to assess if units are over or underpriced. It can also determine optimal rent and operating expenses for a property’s success in the market.

OFFER, NEGOTIATIONS & ACCEPTANCE

From preparing the offer to leading you through negotiations, your agent will provide as much counsel as needed. Our primary goal is to achieve the most favorable terms possible by ensuring you make the best decisions based on current market conditions. We will:

Write a compelling market-based offer

Establish a negotiation strategy that balances your objectives with the current market conditions

Devise a counter offer that aligns with your overall offer strategy

Confirm your financing ability with your mortgage lender

Facilitate execution of the sales contract

Send executed contract to all parties expediently

Deliver earnest money (options include check, cashiers check or wire transfer)

Facilitate access for your licensed home inspector

Mediate or negotiate any issues raised by the inspection

Ensure lender’s appraiser has access to the property and provide comparable properties

Monitor all contract deadlines and purchase contingencies

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TRANSITION MANAGEMENT

Your agent will manage the entire process from guiding you through the buying process to helping facilitate the move to your new home. We are your resource choreographer and partner for all things real estate. We will:

Provide moving company and cleaning service referrals

Advise on utility account cancellation and mail forwarding from the previous property

Advise on creating utility accounts at the new property

Schedule the final walk-through of the new property

Help choreograph moving out from the previous property into the new property, if requested

Offer referrals for a stager or designer to provide guidance on laying out your new home

Transfer keys to your new home!

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WELCOME HOME

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FULTONGRACE.COM

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