The correspondence begins in 1835, when Disraeli was staying in Richmond. He rode to London each day and returned to Richmond at night. The distance allowed him to keep his creditors at arm’s length. The second letter, from Richmond, Wednesday, datable to 19 August 1835, begins: “Dear Sir, I am confined to this place by a broken shin. I am perfectly confounded by your notes & that of Mr. R. I thought at this time to have an immense balance at my bankers. Tell Mr. Reynolds, with my best compliments, that I will & have attended instantly to the business, but cannot move . . . ” Disraeli’s leg injury was real but had occurred in January and long since healed. The excuse is the most brazen of many. Throughout the correspondence, Disraeli makes only sporadic reference to clothing, especially the colourful waistcoats that would later play a large part in his parliamentary image. Occasionally, he attempts to regain authority by complaining of their quality or flaunts his connections by offering to introduce Culverwell to his patron, Lord Lyndhurst. But the overwhelming majority of the letters involve Disraeli discussing non-payment of bills and seeking extended payment terms, usually soothing and flattering his creditor. Some of the letters have calculations on the back in Culverwell’s hand, showing the interest payments he charged. One figure of £3,421 8s. 1d. on a letter datable to 16 March 1836 shows the scale of Disraeli’s financial dealings through Culverwell. The last letter in the Culverwell group, dated 12 June 1844, has the tone of a final settling of accounts. Written in the hand of William Lovell, a solicitor who was then Disraeli’s creditor and financial agent, and signed by Disraeli, the letter authorizes Culverwell to keep the proceeds of one of Disraeli’s life insurance policies for “all monies which may [be] due to you upon any Bill of Exchange or promissory note which may be in your hands with your name on it after payment of all monies due on my Bond in your possession”. After that, it seems, Disraeli was out of Culverwell’s clutches. Something of Culverwell’s moral character emerges from the transcripts of a court case of 26 November 1856, in which he denied acting as a “bonnet” in one of the infamous gambling “hells”, the Berkeley in Albemarle Street. (There was a similar gambling house above Dod’s premises when Culverwell worked there.) A bonnet was a gambling cheat, posing as a normal player to lure a victim to join a rigged game. Culverwell had loaned money to a young gentleman who had lost enormous sums in games of hazard played with loaded dice; Culverwell was suing for the recovery of his loan. The jury, “without a moment’s hesitation”, found against him. One additional letter is offered here, dated 17 July 1845, in which Disraeli attempts to borrow money from James Crossley (1800–1883), a rich Manchester lawyer and author, probably best remembered as the driving force behind the Chetham Society. The letter is interesting because Disraeli now has some literary cachet. He writes airily of raising a sum of “5 or 3000£” against his “clear income from lands & public securities” of £6,375 and dangles the prospect of an advance of £5,000 from his publisher, Henry Colburn, to be derived from a collected edition of his works. Crossley sensibly declined to lend any money, and the 10-volume collected edition was not published until 1870–1.
Together 33 letters, quarto and octavo, some with address leaves, remains of seals, postal franks, and annotations by the recipient; the Crossley letter accompanied by an envelope endorsed by the recipient. Some nicks, one letter with tear affecting text, the condition generally very good. ¶ John Matthews & M. G. Wiebe, eds, Letters of Benjamin Disraeli , vols. II–IV, 1982–9, nos. 417, 420, 422, 424, 427, 429, 430, 431, 434, 435, 436, 438, 439, 440, 470, 474, 480, 482, 483, 490, 497, 500, 504, 506, 550, 553, 609, 610, 977, 1353, 1355, 1357, 1427. For a transcript of Culverwell v Sidebottom, see Lectures Delivered Before the Young Men’s Christian Association , 1857, pp. 119–32. Provenance of Culverwell correspondence: auction, Sotheby’s, 9 July 1951, lot 567, to Myers; auction, Sotheby’s, 23 June 1975, lot 232, to Maggs; purchased by The Disraeli Project, Queen’s University at Kingston, Ontario, for transcription and publication; sold off by private treaty.
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