8 Types of Clients Who Need More Coverage

Ethos marketing toolkit

Use these tools to market Ethos services to your clients  Email template2  Phone script2  Ethos digital advertising toolki.  And more available under Resources in the agent portal

Important: If you ’ re not life licensed, you can ’ t q uote, solicit, or sell life insurance. But you can still let clients know you ’ re able to refer or connect them with a trusted life insurance partner. At Ethos, we o ff er every agent a un iq ue re f erra l U R L that can be shared with clients to start an application. Ethos handles q uoting and sales, and all policy activations made through this link generate trackable earnings.

N o t using Eth os y e t?

A digi ta l too l to g ro w y our b us i nes s Ethos ’ 100% on li ne p l at f orm can help scale your business, with 95% appro v a l s, z ero case mana g ement, and up to $2 m illi on i n co v era g e from top - rated carriers. En j oy competitive compensation, paid weekly, plus a welcome bonus of $100 per activated policy for the fi rst 30 days.

L earn more.

D es ig ne d to k eep c li ents h oo k e d People think applying for life insurance has to be time consuming, intrusive, and e x pensive. With Ethos, it takes them 10 m i nutes or l ess. Instead of weeks or months of underwriting, they can be appro v e d i nstant ly with j ust a f e w h ea l t h q uest i ons and no me di ca l e x ams .

U se this one -p ager to ed uc ate y o u r c lients.

E as y estate p l ann i n g, to o Ethos puts you ahead of the pack with estate planning products bundled with all eligible life insurance policies for no a ddi t i ona l cost. Clients with applicable policies can create their own binding wills, trusts, and other essentials in as little as 1 5 minutes — all without an attorney. No other distributor in life insurance can o ff er a similar perk. Use it to drive retention and create added value .

L earn more a b o u t estate p lanning.

2 0 22 Insurance Barometer Study, LIMRA : https :/ www.limra.com / siteassets / research / research - abstracts /2 0 22/2 0 22 - insurance - barometer /2 0 22_ insurance _ barometer _ study.pd f

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J ob O penings and Labor Turnover Summary, J uly, 2 0 22 , U.S. Bureau of Labor Statistics : https :/ www.bls.gov / news.release / j olts.nr0.ht m

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The E x penditures on Children by F amilies annual report, J anuary 2 0 1 7, USDA : https :/ fns - prod.a z ureedge.us / sites / default / fi les / resource -fi les / crc 2 0 1 5 - march 2 0 1 7.pd f

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The Cost of Raising a Child in the United States, J anuary 2 0 22 , Investopedia : https :/ www.investopedia.com / articles / personal -fi nance / 0 9 0 41 5 / cost - raising - child - america.as p

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