Payments

Special Program Cost -

PHOTOS ARE REPRESENTATIONAL ONLY

LIMITED TIME OPPORTUNITY OFFERED BY DHI MORTGAGE SPECIAL INTEREST RATE ON CERTAIN D.R. HORTON HOMES

When you contract on or after 10/23/25 & close on or before 12/31/25

13417 Valentia St., Thronton, CO 80602 | Timberleaf

7/6 Adjustable Rate 1 Conventional Mortgage 5.0% Down Payment

Est. Loan Amount Est. Sales Price

$655,000

$622,250

Seller incentive available to pay the 0.125% Discount Point required for Conventional rate. To receive the Conventional interest rate, borrower is REQUIRED to pay a 0.125% Discount Point. This Discount point may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply. For more information, contact your DHI Mortgage Loan Originator today! 30-year adjustable-rate mortgage (ARM) with a sales price of $655,000, a loan amount of $622,250, and a monthly payment of $3,821. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1 An adjustable-rate mortgage (ARM) is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. This interest rate will be fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5.000% cap. Adjustments every 6 months thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.750%. The fully indexed rate of 6.931% combines the index and margin, and it determines the monthly payment amounts after the fixed interest period during each adjustment period. Max interest rate can be 9.000%. $3,821 3.875% / 5.791% Est. Monthly Payment Est. Rate / APR

Michael Metzger Mortgage Loan Originator, NMLS #130698 9555 S. Kingston Ct., Suite 110, Englewood, CO 80112 720-200-9079 direct | 303-396-9600 cell MTMetzger@dhimortgage.com dhimortgage.com/michael-metzger

D.R. Horton drhorton.com

Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #133322. 9555 S. Kingston Ct., Suite 110, Englewood, CO 80112. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Not all borrowers will qualify. Restrictions apply. Interest rate offered applies only to the D.R. Horton family of brand properties purchased as borrower’s principal residence. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Equal Housing Opportunity. APR = Annual Percentage Rate. HOA = Homeowner’s Association. REV: 10/17/25 | Expires on the close by date listed above.

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New home payments as low as...

$2,884 7/6 Adjustable-Rate 1 Conventional Mortgage e 1

MUST CONTRACT ON OR AFTER 10/23/25 AND CLOSE ON OR BEFORE 12/31/25. 312 HUMMINGBIRD LANE, JOHNSTOWN, CO 80534 | MALLARD RIDGE Contact a D.R. Horton sales representative for more information and to confirm availability. Loan example shown is based on 5% down payment on a Conventional 30-Year adjustable-rate mortgage (ARM) with a sales price of $499,900, a loan amount of $474,905, and a monthly payment of $2,884, a rate of 3.875% and APR of 4.209%. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5% cap. Adjustments every 6 months thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2.750%. The fully indexed rate of 6.931% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%. Special Program Cost - To receive this offer, borrower is REQUIRED to pay a 0.125% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.

DHI Mortgage 9555 S. Kingston Ct., Suite 110 Englewood, CO 80112 720-488-2080 dhimortgage.com/colorado

D.R. Horton drhorton.com

Financing offered by Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #133322. 9555 S. Kingston Ct., Suite 110 Englewood, CO 80112. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Payments are based off 312 Hummingbird Lane Johnson, CO 80534. Photos are representational only. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA = Home Owner’s Association. REV: 10/24 /25 | Expires on the close by date listed above.

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New home payments as low as...

$2,108 7/6 Adjustable-Rate 1 Conventional Mortgage e 1

MUST CONTRACT ON OR AFTER 10/23/25 AND CLOSE ON OR BEFORE 12/31/25. 600 S CABERNET AVE., FORT LUPTON, CO 80621 | VISTA MEADOWS PAIRED Contact a D.R. Horton sales representative for more information and to confirm availability. Loan example shown is based on 5% down payment on a Conventional 30-Year adjustable-rate mortgage (ARM) with a sales price of $361,145, a loan amount of $343,088, and a monthly payment of $2,108, a rate of 3.875% and APR of 5.791%. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5% cap. Adjustments every 6 months thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2.750%. The fully indexed rate of 6.931% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%. Special Program Cost - To receive this offer, borrower is REQUIRED to pay a 0.125% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.

DHI Mortgage 9555 S. Kingston Ct., Suite 110 Englewood, CO 80112 720-488-2080 dhimortgage.com/colorado

D.R. Horton drhorton.com

Financing offered by Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #133322. 9555 S. Kingston Ct., Suite 110 Englewood, CO 80112. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Payments are based off 600 S Cabernet Ave., Fort Lupton, CO 80621. Photos are representational only. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA = Home Owner’s Association. REV: 10/22/25 | Expires on the close by date listed above.

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New home payments as low as...

$2,278 7/6 Adjustable-Rate 1 Conventional Mortgage e 1

MUST CONTRACT ON OR AFTER 10/23/25 AND CLOSE ON OR BEFORE 12/31/25. 4721 COMBINE LANE, JOHNSTOWN, CO 80534 | REVERE AT JOHNSTOWN PAIRED Contact a D.R. Horton sales representative for more information and to confirm availability. Loan example shown is based on 5% down payment on a Conventional 30-Year adjustable-rate mortgage (ARM) with a sales price of $379,900, a loan amount of $360,905, and a monthly payment of $2,278, a rate of 3.875% and APR of 5.791%. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5% cap. Adjustments every 6 months thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2.750%. The fully indexed rate of 6.931% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%. Special Program Cost - To receive this offer, borrower is REQUIRED to pay a 0.125% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.

DHI Mortgage 9555 S. Kingston Ct., Suite 110 Englewood, CO 80112 720-488-2080 dhimortgage.com/colorado

D.R. Horton drhorton.com

Financing offered by Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #133322. 9555 S. Kingston Ct., Suite 110 Englewood, CO 80112. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more infor- mation and for a list of available homes. Property restrictions apply. Payments are based off 4721 Combine Ln., Johnstown, CO 80534. Photos are representational only. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA = Home Owner’s Association. REV: 10/22/25 | Expires on the close by date listed above.

Don't Miss Your Opportunity to Save!

New home payments as low as...

$2,805 7/6 Adjustable-Rate 1 Conventional Mortgage e 1

MUST CONTRACT ON OR AFTER 10/23/25 AND CLOSE ON OR BEFORE 12/31/25. 4808 LYNXES WAY, JOHNSTOWN, CO 80534 | RIDGE AT JOHNSTOWN PAIRED Contact a D.R. Horton sales representative for more information and to confirm availability. Loan example shown is based on 5% down payment on a Conventional 30-Year adjustable-rate mortgage (ARM) with a sales price of $479,900, a loan amount of $455,905, and a monthly payment of $2,805, a rate of 3.875% and APR of 5.791%. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5% cap. Adjustments every 6 months thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2.750%. The fully indexed rate of 6.931% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%. Special Program Cost - To receive this offer, borrower is REQUIRED to pay a 0.125% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.

DHI Mortgage 9555 S. Kingston Ct., Suite 110 Englewood, CO 80112 720-488-2080 dhimortgage.com/colorado

D.R. Horton drhorton.com

Financing offered by Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #133322. 9555 S. Kingston Ct., Suite 110 Englewood, CO 80112. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more infor- mation and for a list of available homes. Property restrictions apply. Payments are based off 4808 Lynxes Way, Johnstown, CO 80534. Photos are representational only. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA = Home Owner’s Association. REV: 10/22/25 | Expires on the close by date listed above.

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$2,744 Conventional ARM Mortgage 1

MUST CONTRACT ON OR AFTER 10/23/25 AND CLOSE ON OR BEFORE 12/31/25. 7335 27TH ST., GREELEY, CO 80634 | WESTGATE Contact a D.R. Horton sales representative for more information and to confirm availability. Loan example shown is based on 5% down payment on a Conventional 30-Year adjustable-rate mortgage (ARM) with a sales price of $474,900, a loan amount of $451,155, and a monthly payment of $2,744 a rate of 3.875% and APR of 5.791%. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5% cap. Adjustments every 6 months thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2.750%. The fully indexed rate of 6.931% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%. Special Program Cost - To receive this offer, borrower is REQUIRED to pay a .125% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.

Jerod Montanez Mortgage Loan Originator, NMLS #183216 720-200-9060 JGMontanez@dhimortgage.com dhimortgage.com/jerod-montanez

D.R. Horton drhorton.com

Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #133322. 9555 S. Kingston Ct., Suite 110, Englewood, CO 80112. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA = Home Owner’s Association. REV: 10/20/25 | Expires on the close by date listed above.

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$2,814 Conventional ARM Mortgage 1

MUST CONTRACT ON OR AFTER 10/23/25 AND CLOSE ON OR BEFORE 12/31/25. 1554 PLATA ST., LOCHBUIE, CO 80603 | SILVER PEAKS Contact a D.R. Horton sales representative for more information and to confirm availability. Loan example shown is based on 5% down payment on a Conventional 30-Year adjustable-rate mortgage (ARM) with a sales price of $496,300, a loan amount of $471,485, and a monthly payment of $2,814 a rate of 3.875% and APR of 5.791%. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5% cap. Adjustments every 6 months thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2.750%. The fully indexed rate of 6.931% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%. Special Program Cost - To receive this offer, borrower is REQUIRED to pay a .125% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.

Jerod Montanez Mortgage Loan Originator, NMLS #183216 720-200-9060 JGMontanez@dhimortgage.com dhimortgage.com/jerod-montanez

D.R. Horton drhorton.com

Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #133322. 9555 S. Kingston Ct., Suite 110, Englewood, CO 80112. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA = Home Owner’s Association. REV: 10/20/25 | Expires on the close by date listed above.

Don't Miss Your Opportunity to Save!

$2,887 Conventional ARM Mortgage 1

MUST CONTRACT ON OR AFTER 10/23/25 AND CLOSE ON OR BEFORE 12/31/25. 4725 SINGLETREE LN., BRIGHTON CO 80601 | BRIGHTON CROSSING Contact a D.R. Horton sales representative for more information and to confirm availability. Loan example shown is based on 5% down payment on a Conventional 30-Year adjustable-rate mortgage (ARM) with a sales price of $496,300, a loan amount of $471,485 and a monthly payment of $2,887 a rate of 3.875% and APR of 5.791%. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5% cap. Adjustments every 6 months thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2.750%. The fully indexed rate of 6.931% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%. Special Program Cost - To receive this offer, borrower is REQUIRED to pay a .125% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.

Jerod Montanez Mortgage Loan Originator, NMLS #183216 720-200-9060 JGMontanez@dhimortgage.com dhimortgage.com/jerod-montanez

D.R. Horton drhorton.com

Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #133322. 9555 S. Kingston Ct., Suite 110, Englewood, CO 80112. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA = Home Owner’s Association. REV: 10/20/25 | Expires on the close by date listed above.

Don't Miss Your Opportunity to Save!

$3,075 Conventional ARM Mortgage 1

MUST CONTRACT ON OR AFTER 10/23/25 AND CLOSE ON OR BEFORE 12/31/25. 6614 2ND ST., GREELEY, CO 80634 | NORTHRIDGE ESTATES Contact a D.R. Horton sales representative for more information and to confirm availability. Loan example shown is based on 5% down payment on a Conventional 30-Year adjustable-rate mortgage (ARM) with a sales price of $529,900, a loan amount of $503,405, and a monthly payment of $3,075 a rate of 3.875% and APR of 5.791%. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5% cap. Adjustments every 6 months thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2.750%. The fully indexed rate of 6.931% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%. Special Program Cost - To receive this offer, borrower is REQUIRED to pay a .125% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.

Jerod Montanez Mortgage Loan Originator, NMLS #183216 720-200-9060 JGMontanez@dhimortgage.com dhimortgage.com/jerod-montanez

D.R. Horton drhorton.com

Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #133322. 9555 S. Kingston Ct., Suite 110, Englewood, CO 80112. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more information and for a list of available homes. Property restrictions apply. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA = Home Owner’s Association. REV: 10/20/25 | Expires on the close by date listed above.

Don't Miss Your Opportunity to Save!

New home payments as low as...

$2,541 7/6 Adjustable-Rate 1 Conventional Mortgage e 1

ON CERTAIN D.R. HORTON HOMES THAT CONTRACT ON OR AFTER 10/23/25 IN COMMUNITY SKY RANCH ALLEYS AND CLOSE ON OR BEFORE 12/31/25. Contact a D.R. Horton sales representative for more information and to confirm availability.

Loan example shown is based on 5% down payment on a Conventional 30-Year adjustable-rate mortgage (ARM) with a sales price of $430,000 a loan amount of $408,500, and a monthly payment of $2,541, a rate of 3.875% and APR of 5.791%. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, homeowners insurance and HOA. 1An ARM is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. Interest rate is fixed for the first 7 years and will adjust every 6 months thereafter. The first adjustment will have a 5% cap. Adjustments every 6 months thereafter will have a cap of 1% and a lifetime cap of 5% with a margin of 2.750%. The fully indexed rate of 6.931% combines the index and margin, and it determines the monthly payment amounts after the fixed-interest period during each adjustment period. Max interest rate can be 8.875%. Special Program Cost - To receive this offer, borrower is REQUIRED to pay a 0.125% discount point. Discount points may be paid with seller financing incentive offered to the borrower, which will be represented on the Closing Disclosure as a seller’s cost. Maximum contribution limits will apply.

Kasey Wong Mortgage Loan Originator 720-445-0181 KCWong@dhimortgage.com dhimortgage.com/colorado

D.R. Horton drhorton.com

Financing offered by Financing offered by DHI Mortgage Company, Ltd. (DHIM). Branch NMLS #133322. 9555 S. Kingston Ct., Suite 110 Englewood, CO 80112. Company NMLS #14622. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. All terms and conditions subject to credit approval, market conditions and availability. D.R. Horton has locked-in, through DHIM, a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. INTEREST RATE OFFERED APPLIES ONLY TO the D.R. Horton family of brand properties purchased as borrower’s principal residence. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles and may require borrower to pay points to obtain the advertised rate. Restrictions apply. Buyer is not required to finance through DHIM to purchase a home; however, buyer must use DHIM to receive the advertised rate. Additional closing costs will apply. Please contact your Mortgage Loan Originator for complete eligibility requirements. May not be able to be combined with other available D.R. Horton offers or discounts. Contact a D.R. Horton sales representative for more infor- mation and for a list of available homes. Property restrictions apply. Payments are based off 28671 E 8th Ave., Watkins, CO 80137. Photos are representational only. Equal Housing Opportunity. APR=Annual Percentage Rate. HOA = Home Owner’s Association. REV: 10/22/25 | Expires on the close by date listed above.

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