local bank ASSESSING YOUR BANK FOR LONGEVITY In this economic-shock environment, businesses and consumers need a strong and stable institution they can count on for the long term. To assess a bank for its longevity, consider the following:
• Financial strength to meet its obligations like payments and withdrawals • Capital for resiliency during economic downturns • Equitable and fair services for all bank clients • Stable and experienced management and banking team • Product innovation and automation • Understanding of your business and/or industry
WE'RE HERE TO HELP—WE'VE BEEN RECOGNIZED FOR OUR COMMITMENT TO CLIENTS AND THE COMMUNITY
• As part of Zions Bancorporation, N.A., CB&T received Greenwich Best Brand Award and nine Greenwich Excellence Awards in 2019. 2 • Preferred SBA Lender, as designated by the Small Business Administration (SBA) and a top lender in both SBA 7(a) and 504 loans 3 , as a division of Zions Bancorporation, N.A. • Consistently rated Outstanding for Community Reinvestment Act (CRA) activities by the Federal Deposit Insurance Corporation (FDIC).
1. Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $70 billion. It operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, NewMexico, Oregon, Texas, Utah, Washington and Wyoming. The bank is a national leader in Small Business Administration lending and public finance advisory services and is a consistent top recipient of Greenwich Excellence awards in banking. Zions Bancorporation is listed in the S&P 500 and NASDAQ Financial 100 indices (NASDAQ: ZION). 2. Greenwich Best Brand and Greenwich Excellence awards in small business banking are based on over 14,000 interviews with businesses with sales of $1-10 million across the United States. Greenwich Excellence awards in middle market banking are based on over 13,000 interviews with businesses with sales of $10-$500 million across the United States. 3. Loans subject to credit approval; SBA approval required. Terms conditions and restrictions apply. See CB&T banker for details. Equal Housing Lender.
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