University of Cincinnati Medical Plan Summary and Comparison AAUP - Effective January 1- December 31, 2021
Covered Service
Health Saving Account/HDHP In network
Health Saving Account/HDHP Out-of-network
PPO Traditional Plan In network
PPO Traditional Plan Out-of-network
Infertility Services
Refer to Plan Documents
No coverage
Refer to Plan Documents
No coverage
Inpatient Services
90% after deductible
70% after deductible
90% after deductible
70% after deductible
Maternity Care (specialist office visit copay applies)
90% after deductible
70% after deductible
$20 copay first visit only by participating providers at participating facilities
70% after deductible
Mental Health Inpatient
90% after deductible
70% after deductible
90% after deductible
70% after deductible
Mental Health Outpatient (primary care office visit co-pay applies)
90% after deductible
70% after deductible
$15 copay per visit 70% without pre-authorization
70% after deductible
Office visit- primary
90% after deductible
70% after deductible
$15 copay
70% after deductible
Office visit-specialist
90% after deductible
70% after deductible
$20 copay
70% after deductible
Outpatient services (e.g., surgery, pathology, MRI, surgical supplies, etc.)
90% after deductible
70% after deductible
90% after deductible
70% after deductible
Physician Services - inpatient
90% after deductible
70% after deductible
90% after deductible
70% after deductible
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