LONG TERM DISABILITY
UC LONG TERM DISABILITY EMPLOYEE PAID PREMIUM-UC SALARY ONLY
65%+ FTE FACULTY 75%+ FTE STAFF
ELIGIBILITY
60 % INCOME REPLACEMENT AFTER 6 MONTHS -OR- 65% INCOME REPLACEMENT AFTER 4 MONTHS MAXIMUM MONTHLY BENEFIT $4,000 (BASE PLAN) COVERS UC SALARY ONLY DISABILITY AS ANY OCCUPATION
PLAN INFORMATION
EMPLOYEE CONTRIBUTION
DEPENDENT ON ANNUAL SALARY AND AGE
PLAN ADMINISTRATOR
UNUM
Long Term Disability (LTD) Insurance Employee Monthly Contributions Basic LTD Coverage Amount of Coverage
Your Cost
$0.29 $0.32
Basic 60% after 6-month elimination period Basic 65% after 4-month elimination period
Supplemental LTD Coverage All supplemental LTD coverage (60% after 6-month elimination period and 65% after 4-month elimination period) is available for all benefit-eligible AAUP and non AAUP employees whose annual base pay is $80,000 or greater. UC does not provide a contribution; employee contribution based on the following age-based tiers. Age Cost/mo. Age Cost/mo. <30 $0.050 50-54 $0.201 30-34 $0.061 55-59 $0.262 35-39 $0.078 60-64 $0.357 40-44 $0.106 65+ $0.485 45-49 $0.151 N/A N/A Monthly cost is based on each $100 of covered salary. Employee pays full cost of coverage.
Supplemental Benefit s 4
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