Ethos IUL Client Brochure

Ethos Index Universal Life Insurance (IUL)

Live more, worry less

Discover life insurance that checks more boxes. Compare Ethos IUL to common alternatives.

Ethos IUL

Most IUL competitors

Whole life

Term life

Limited-time death benefit

Lifetime death benefit

Cash value growth

Tax advantages

Market-based growth with no downside risk

Flexible premiums

Lifetime income option

Early access to death benefit for 18 qualifying critical, chronic & terminal illnesses

Instant decision (most cases)

The speed and simplicity of Ethos IUL Unlike traditional IUL offerings, the Ethos IUL application process involves no medical exams, blood tests, or weeks and months of underwriting. Simply answer a few health and financial questions with your agent, and our breakthrough technology can provide an instant coverage decision in most cases.

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