JohnsonCo - 2025 Benefits Guide

LIFE AND AD&D INSURANCE

JohnsonCo employees may purchase Voluntary Basic Life and AD&D insurance through Unum. In addition, you may purchase coverage for a spouse and child(ren) after electing coverage for yourself. The Guarantee Issue (GI) amount is the highest amount of coverage that you or your dependents may elect without completing an Evidence of Insurability (EOI) form. If you elect an amount above the GI limit or wish to increase your benefit amount at a future date, the coverage amount over the GI level will not go into effect until your EOI has been reviewed and approved and payroll deductions have begun. For full details, refer to the Certificate of Coverage. You may purchase the following amounts for yourself and your dependents. Refer to Arcoro to calculate your coverage cost.

Insurance Carrier:

Unum Voluntary Life Insurance

Voluntary Life w/ AD&D Eligibility Requirement Employee Benefit Amounts Employee

All Full Time Employees

Increments of $10k up to 5x annual salary amount up to $500,000

Spouse

Increments of $5k up to $500,000 not to exceed 100% of the employee amount

Birth to 6 months of age - $1k Age 6 months and older - increments of $2k up to $10,000

Child(ren)

Guarantee Issue Employee

$130k

Spouse

$25k

Children

$10k

10 | JohnsonCo 2025 Benefits Guide

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