Coye Law Worker's Comp November 2018


Chronicle November 2018 Edition

Wade Coye Attorney

Reflection and Preparation Should Go Hand in Hand

When I was growing up, I lived on a farm in upstate New York. It was a great place to learn the value of hard work. My father and grandfather, as well as my mother and grandmother, never took days off. They were always thinking about the next goal or the next project. It’s a lesson that sticks with me to this day, and one that I never feel more than on Thanksgiving Day. For most families, Thanksgiving is an all-day affair of feasting, football, and leisure, but that’s not the case for us. The kids, including yours truly, would wake up and do their barn chores, just as we did any other day. Once the work was done, we’d head over to my grandparents’ house for dinner. After the last slice of pie was eaten, we’d head back to the barn to finish any chores that weren’t quite done. And that’s nothing compared to the work my dad and grandfather would do.

When we meet with clients who’ve experienced an injury, they’re often hung up on what’s happened in the past. This “if only” type of thinking leads to inaction. Of course, remembering the circumstances of your injury is crucial to your case, but you can’t dwell on the past so much that it causes you to freeze. Our goal as a firm is to give you the help you need to move forward, and you can’t do that without moving on from the past. In a sense, Thanksgiving marks the end of one season and the start of another. As such, it’s important to reflect and prepare in equal measure. As you sit around the table with your loved ones this year, maybe sprinkle in a few acknowledgments of what you’re working toward in addition to what you’re grateful for. It will make Thanksgiving as much about looking forward as it is about looking back. We still go up to the farm about every other year to celebrate Thanksgiving with my family. And I still do a few chores while I’m there. Those activities are just as nostalgic for me as carving into a turkey and heaping my plate with stuffing. And for that, among many other things, I’m forever grateful.

Our goal as a firm is to give you the help you need to move forward.

You see, Thanksgiving coincides with the end of the fall harvest. You may think that makes it the perfect time for a little respite, but that’s not how it works in farming. Sometimes, you need to think six or seven months ahead to ensure your spring and summer crops are in a position to succeed. The soil, like time itself, waits for no man. You have to put in the effort every day if you want to yield the best results come harvest. Now, I don’t want to paint a picture of my childhood as a joyless existence — it was just the opposite. We always had enough time to enjoy sledding, snowball fights, and warm nights drinking hot cocoa by the fire. In fact, the work we did made the moments of fun all the sweeter. I think you need a healthy combination of reflection, recreation, and preparation in order to get the most from life.

-Wade Coye


Disabled Veterans, Are You Struggling with the VA?

What a “Denial for Benefits” letter looks like. How to appeal a denied claim, and much more ...

As a veteran myself, and a squared away attorney who has helped hundreds of veterans with their disability claims, I know firsthand just how drawn out the process can be. I realized that many veterans do not have access to solid, honest information about veterans’ disability benefits and I wanted to change that. So I wrote the book on it, “Standby to Standby: Why Your Veteran Benefits Are Taking So Long and What You Can Do About It.”

Review from “This book is simply outstanding. I really wish this book was available years ago. I now have a better understanding on how to deal with my VA Claim. I can not even begin to tell you how important this book is to us veterans either in the beginning or the middle of dealing with the VA compensation department. I have gained valuable knowledge after reading this book.” – Joe, Amazon Book Review

After all, the better you understand the system, the quicker you can receive the benefits you deserve.

From “Standby to Standby” you will learn … • Five things you can do to move your case along faster. • Why it takes so long to receive a decision. • Six tips for writing an email to your congressman and/or senator about your claim. • How to create and authenticate your eBenefits account. • What an “Awarded Benefits” letter looks like.

Go to right now and fill out the mailing form to receive a FREE copy of my VA book package in 3–5 business days.

-Wade Coye U.S. Army, Infantry 1/41st Infantry Battalion, 2nd Armored Division

3 Shocking and Legal Tactics That Workers’ Compensation Insurers Use Against You

2. Hire an Investigator to Spy on You

When it comes to workers’ compensation cases, most people wrongfully assume that their battle is with their employer. In the vast majority of cases, though, your actual adversary is the workers’ comp insurance company used by your employer. While all but the most devious employers act in good faith to protect their employees, the same cannot be said of the insurance companies. You should never consider the workers’ comp insurance company an entity that is representing your interests and giving you a full range of options and benefits. Their goal is always to pay out as little money as possible, and they’ll go to whatever measures necessary to do so. In fact, you might be shocked to learn three perfectly legal techniques that insurance companies use to poke holes in workers’ comp claims. This one may seem innocent enough, but it’s hiding devious intentions. Many insurance companies would have you believe that having you provide a recorded statement is a routine part of the workers’ compensation claims process. It’s not. You are under no obligation to provide such a statement, and it will almost certainly be used against you. If you’re even asked to make a statement, it’s time to call an attorney. 1. Ask You for a Recorded Statement

No kidding. Insurance companies hire private investigators to spy on injured workers all the time. These investigators will go so far as to interview your neighbors and record surveillance. They’ll look for anything that could serve as evidence to deny your claim, like catching you raking leaves or lifting a package. As creepy and intrusive as this is, it’s perfectly legal, and there’s nothing you can do to stop it. The biggest shock to many employees is discovering that the workers’ compensation system is not designed to get you well. The insurance company doesn’t want you to see the best doctors or receive the best care. Instead, they want to provide the bare minimum in order to cover their asses. The best defense against these dirty tricks is to hire an experienced workers’ compensation attorney who will protect your rights and advise you on the best course of action. Call us today at 407-901-2712 to find out how we can help. 3. Provide the Bare Minimum in Care


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Operation Pumpkin Roll The Story and Recipe Behind Marchella’s Family Mission to Help Veterans

Growing up in a military family (my grandfather was a Marine, and almost all of my great uncles served as well), I participated in year- round veteran events from a very young age. One of my favorite memories was my family’s annual “Operation Pumpkin Roll,” which began every year after Veterans Day. Operation Pumpkin Roll was a large-scale operation in my family, and every person had their specific task in the process. The little ones were responsible for blending the pumpkin and the eggs, my brothers were responsible for measuring the dry ingredients, and I was responsible for putting the completed dough into the oven and adding the fillings once they were cool. After we completed a batch, we would wrap, press, and seal the rolls before setting them outside to cool — one of the benefits of Ohio weather! With this assembly line in place, we were able to make 10 pumpkin rolls at a time. On Sunday, we would pack up the completed rolls and take them into town to sell at the local Veterans of Foreign Wars Center, senior center, and Fraternal Order of Eagles Center. The proceeds we made went toward buying socks to make “diddy bags” for the veterans at the local nursing homes. Operation Pumpkin Roll was a fun time for the entire family; we all got to participate in giving back. As my daughter, Meila Ann, grows up, I look forward to continuing the family tradition of spending time together while helping veterans who sacrificed so much for us.

• 1/2 teaspoon ground cinnamon

• 1 cup granulated sugar

• 2/3 cup Libby’s 100 percent pure pumpkin

• 1/2 teaspoon ground cloves

• 1/4 teaspoon salt

• 1 cup walnuts, chopped (optional)

• 3 large eggs

For filling:

• 1 8-ounce package cream cheese, room temperature

• 6 tablespoons butter or margarine, softened

• 1 cup powdered sugar, sifted

• 1 teaspoon vanilla extract


To make cake:

1. Heat oven to 375 F. Grease a 15 x 10 inch jelly-roll pan and line with wax paper. Grease and flour paper. Sprinkle a thin cotton kitchen towel with powdered sugar. 2. In a small bowl, combine flour, baking powder, baking soda, cinnamon, cloves, and salt. In a large mixing bowl, beat eggs and granulated sugar until thick. Beat in pumpkin. Stir in flour mixture. Spread batter evenly into prepared pan. Sprinkle with nuts. 3. Bake 13–15 minutes or until top of cake springs back when touched. (If using a dark-colored pan, check for doneness at 11 minutes.) Immediately loosen and turn cake onto prepared towel. Carefully peel off paper. Roll up cake and towel together, starting with narrow end. (“My family starts with the wide end for a more even ratio of pumpkin and filling!”) Cool on wire rack.

To make filling:

1. In a small mixing bowl, beat cream cheese, powdered sugar, butter, and vanilla extract until smooth.

Marchella and her family during Operation Pumpkin Roll in 2007

2. Carefully unroll cake. Spread cream cheese mixture over cake. Reroll cake. Wrap in plastic wrap and refrigerate at least one hour.

Libby’s Pumpkin Rolls (Makes 10 servings)


For cake:

• Powdered sugar

• 1/2 teaspoon baking powder

• 3/4 cup all-purpose flour

• 1/2 teaspoon baking soda



Accidents & Injuries Workers’ Compensation

Social Security Disability

730 Vassar Street, Suite #300 Orlando, FL 32804

Probate Family Law



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Stop, Reflect, and Move Forward

Are You Struggling with the VA?

The Lowdown on Dirty Workers’ Comp Tricks

Operation Pumpkin Roll

Local Spotlight

Local Spotlight: The Pie College Park If the thought of having homemade pizza, garlic knots, and pasta during your next outing is enough to make your mouth water, then you should make a visit to The Pie in College Park as soon as possible! Located on Edgewater Drive in Orlando (about a five-minute walk from the Coye Law Firm office, making it a popular lunch spot for our team), The Pie will immediately raise your standards of what it truly means to indulge in some of your favorite classic foods. The Pie was originally founded by an American family, who eventually bestowed it upon a Brazilian man named Marcio Valim in May 2017. Marcio had little experience in restaurant management and finance in the beginning, but his determination to make the business work led him to hire a general manager, Mr. Roberto Chreem. Marcio and Roberto work on a daily basis to ensure that the food they serve is the highest possible quality. They create everything on their menu from scratch and use only the most natural ingredients! Frying their food is something they will never do. Instead, everything is baked in their wood-fired pizza oven. Wings, mozzarella sticks, and meatballs are just a few of the many

selections you can choose from. The Pie also offers gluten-free pizza, and if you’re in the mood for dessert after your meal, their decadent Nutella pizzas or cannoli will no doubt put a smile on your face. Committed to bringing people together through their passion for food, Roberto and Marcio are always thinking of unique ways to incorporate fun and delicious foods, celebrations, and festivities into The Pie for you to enjoy. So, the next time you stop by our office, be sure to stop by The Pie!

The Pie Special Deals: Buy one large pizza, get one small pizza free $2 off two slices of cheese pizza during lunch hours Loyalty card: Make 10 purchases, get one lunch special absolutely free!


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